Community State Bank of Orbisonia
Orbisonia, PA
IDRSSD: 121914
Total Assets
$447.55M
Latest filing
Total Deposits
$400.85M
Latest filing
Net Interest Margin
3.99%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Community State Bank of Orbisonia
478 Ridgley St
Orbisonia, PA 17243
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/11/1951FDIC Certificate 11051
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community State Bank of Orbisonia (Main) | 478 Ridgley St | Orbisonia, PA |
| MOUNT UNION BRANCH | 111 E Shirley St | Mount Union, PA |
| HUNTINGDON BRANCH | 50 Pennsylvania Ave | Huntingdon, PA |
| SAXTON BRANCH | 620 Main St | Saxton, PA |
| THREE SPRINGS BRANCH | 21236 Church St | Three Springs, PA |
| MC CONNELLSBURG BRANCH | 415 Fulton Dr | Mc Connellsburg, PA |
| ST. THOMAS BRANCH | 6962 Lincoln Way W | Saint Thomas, PA |
| MERCERSBURG BRANCH OFFICE | 454 Loudon Rd. | Mercersburg, PA |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/11/1951 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 17243 |
| State and County Number | 42061 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Huntingdon, PA |
Operational Info
| Number of Employees | 104 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/11/1951 |
| Primary Insurance Agency | DIF |
| Website | communitystate.bank |
| Data Updated | 11/14/2025 |
| CERT | 16976 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $447.55M |
| Total Deposits | $400.85M |
| Total Liabilities | $404.43M |
| Total Equity Capital | $43.12M |
| Net Income | $1.00M |
| Net Loans and Leases | $350.28M |
| Assets Per Employee ($Millions) | $4.11M |
| Bank Premises and Fixed Assets | $5.16M |
| Cash and Balances due from Depository Institutions | $8.43M |
| Deposits Held in Domestic Offices | $400.85M |
Key Performance Ratios
| Return on Assets (ROA) | 0.89% |
| Return on Equity (ROE) | 9.56% |
| Net Interest Margin | 3.99% |
| Efficiency Ratio | 75.22% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.635% |
| Earning Assets to total Assets | 93.52% |
Income and Expense
| Total Interest Income | $5.49M |
| Total Noninterest Income | $825.00k |
| Total Interest Expense | $1.30M |
| Total Noninterest Expense | $3.77M |
| Net Interest Income | $4.19M |
| Pre-tax Net Operating Income | $1.22M |
| Provision for Credit Losses | $26.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $690.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $844.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.89M |
| Total Liabilities and Capital | $447.55M |
Securities
| Securities | $64.83M |
| Available-for-sale debt securities | $64.83M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community State Bank of Orbisonia?
$447.55M as of the latest filing.
How much are Community State Bank of Orbisonia's total deposits?
$400.85M in total deposits.
Where is Community State Bank of Orbisonia located?
Orbisonia, PA.
What is the Net Interest Margin?
3.99%.
How many domestic offices does it operate?
8.
When was it established?
01/11/1951.
What is the Return on Assets (ROA)?
0.89%.
How much are total loans and leases?
$350.28M (latest filing).
What is the total interest income (latest filing)?
$5.49M.