Bank of Texas
Midland, TX
IDRSSD: 925653
Total Assets
$540.34M
Latest filing
Total Deposits
$435.75M
Latest filing
Net Interest Margin
4.49%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of Texas
306 W Wall St
Midland, TX 79701
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/04/1962FDIC Certificate 12463
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank of Texas (Main) | 306 W Wall St | Midland, TX |
| JAYTON BRANCH | 102 North Donaho Avenue | Jayton, TX |
| EL PASO BRANCH | 500 N Mesa St | El Paso, TX |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 08/04/1962 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79701 |
| State and County Number | 48329 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Midland, TX |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/04/1962 |
| Primary Insurance Agency | DIF |
| Website | www.bankoftexasonline.com |
| Data Updated | 11/14/2025 |
| CERT | 18576 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $540.34M |
| Total Deposits | $435.75M |
| Total Liabilities | $474.12M |
| Total Equity Capital | $66.22M |
| Net Income | $3.14M |
| Net Loans and Leases | $391.82M |
| Assets Per Employee ($Millions) | $19.3M |
| Bank Premises and Fixed Assets | $4.83M |
| Cash and Balances due from Depository Institutions | $132.24M |
| Deposits Held in Domestic Offices | $435.75M |
Key Performance Ratios
| Return on Assets (ROA) | 2.36% |
| Return on Equity (ROE) | 19.42% |
| Net Interest Margin | 4.49% |
| Efficiency Ratio | 32.28% |
| Tier 1 Risk-Based Capital Ratio | 14.12% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.256% |
| Earning Assets to total Assets | 96.45% |
Income and Expense
| Total Interest Income | $9.04M |
| Total Noninterest Income | $95.00k |
| Total Interest Expense | $3.27M |
| Total Noninterest Expense | $1.90M |
| Net Interest Income | $5.78M |
| Pre-tax Net Operating Income | $3.98M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $36.58M |
| Federal Funds Sold & Reverse Repurchase Agreement | $200.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.79M |
| Total Liabilities and Capital | $540.34M |
Securities
| Securities | $5.48M |
| Available-for-sale debt securities | $5.48M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Texas?
$540.34M as of the latest filing.
How much are Bank of Texas's total deposits?
$435.75M in total deposits.
Where is Bank of Texas located?
Midland, TX.
What is the Net Interest Margin?
4.49%.
How many domestic offices does it operate?
3.
When was it established?
08/04/1962.
What is the Return on Assets (ROA)?
2.36%.
How much are total loans and leases?
$391.82M (latest filing).
What is the total interest income (latest filing)?
$9.04M.