The Community Bank

Zanesville, OH
IDRSSD: 729011
Total Assets
$699.45M
Latest filing
Total Deposits
$625.64M
Latest filing
Net Interest Margin
3.80%
Profitability

Locations

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Main Office
The Community Bank
113 N 5th St
Zanesville, OH 43701
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/28/1902FDIC Certificate 4056

Branches (9)

Page 1 of 2
NameAddressCity / State
The Community Bank (Main)113 N 5th StZanesville, OH
SOUTH OFFICE2750 Maysville PikeSouth Zanesville, OH
WEST OFFICE3960 Dillon Falls RdZanesville, OH
NORTH OFFICE3795 Northpointe DrZanesville, OH
EAST OFFICE4990 East PikeZanesville, OH
CROOKSVILLE BRANCH42 E Main StCrooksville, OH
FRAZEYSBURG OFFICE BRANCH10 W 3rd StFrazeysburg, OH
CAMBRIDGE BRANCH902 Wheeling AveCambridge, OH
Showing 7 of 9

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/28/1902
Community BankYes
Ownership TypeNot Mutual
ZIP43701
State and County Number39119
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number04
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameZanesville, OH

Operational Info

Number of Employees137
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.thecombank.com
Data Updated11/14/2025
CERT5981
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$699.45M
Total Deposits$625.64M
Total Liabilities$632.82M
Total Equity Capital$66.63M
Net Income$2.01M
Net Loans and Leases$463.90M
Assets Per Employee ($Millions)$5.18M
Bank Premises and Fixed Assets$11.01M
Cash and Balances due from Depository Institutions$19.53M
Deposits Held in Domestic Offices$625.64M

Key Performance Ratios

Return on Assets (ROA)1.16%
Return on Equity (ROE)12.32%
Net Interest Margin3.8%
Efficiency Ratio67.3%
Tier 1 Risk-Based Capital Ratio15.8%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.526%
Earning Assets to total Assets93.37%

Income and Expense

Total Interest Income$9.18M
Total Noninterest Income$1.55M
Total Interest Expense$3.03M
Total Noninterest Expense$5.22M
Net Interest Income$6.15M
Pre-tax Net Operating Income$2.51M
Provision for Credit Losses$-30,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$81.06M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$7.18M
Total Liabilities and Capital$699.45M

Securities

Securities$105.88M
Available-for-sale debt securities$97.14M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$8.74M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Community Bank?
$699.45M as of the latest filing.
How much are The Community Bank's total deposits?
$625.64M in total deposits.
Where is The Community Bank located?
Zanesville, OH.
What is the Net Interest Margin?
3.80%.
How many domestic offices does it operate?
10.
When was it established?
07/28/1902.
What is the Return on Assets (ROA)?
1.16%.
How much are total loans and leases?
$463.90M (latest filing).
What is the total interest income (latest filing)?
$9.18M.