The Genoa Banking Company
Genoa, OH
IDRSSD: 504311
Total Assets
$721.20M
Latest filing
Total Deposits
$643.27M
Latest filing
Net Interest Margin
3.77%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
041209624GENOA, OH
Key People
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Locations
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Main Office
The Genoa Banking Company
801 Main St
Genoa, OH 43430
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/09/1902FDIC Certificate 1511
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Genoa Banking Company (Main) | 801 Main St | Genoa, OH |
| MILLBURY BRANCH | 24950 State Route 51 W | Millbury, OH |
| OREGON BRANCH | 3201 Navarre Ave | Oregon, OH |
| MAUMEE BRANCH | 703 Conant St | Maumee, OH |
| ROSSFORD BRANCH | 9920 Old Us 20 | Rossford, OH |
| SYLVANIA BRANCH | 5501 Monroe St | Sylvania, OH |
| PORT CLINTO/CATAWBA BRANCH | 4068 East Harbor Rd | Port Clinton, OH |
| DOWNTOWN TOLEDO | 202 N. Summit Street | Toledo, OH |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/09/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 43430 |
| State and County Number | 39123 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Toledo, OH |
Operational Info
| Number of Employees | 122 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.genoabank.com |
| Data Updated | 01/30/2026 |
| CERT | 2285 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $721.20M |
| Total Deposits | $643.27M |
| Total Liabilities | $668.47M |
| Total Equity Capital | $52.73M |
| Net Income | $1.67M |
| Net Loans and Leases | $534.48M |
| Assets Per Employee ($Millions) | $5.77M |
| Bank Premises and Fixed Assets | $13.69M |
| Cash and Balances due from Depository Institutions | $14.17M |
| Deposits Held in Domestic Offices | $643.27M |
Key Performance Ratios
| Return on Assets (ROA) | 0.92% |
| Return on Equity (ROE) | 12.89% |
| Net Interest Margin | 3.77% |
| Efficiency Ratio | 68.47% |
| Tier 1 Risk-Based Capital Ratio | 10.844% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.312% |
| Earning Assets to total Assets | 93.6% |
Income and Expense
| Total Interest Income | $10.01M |
| Total Noninterest Income | $893.00k |
| Total Interest Expense | $3.65M |
| Total Noninterest Expense | $4.97M |
| Net Interest Income | $6.36M |
| Pre-tax Net Operating Income | $2.10M |
| Provision for Credit Losses | $189.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $14.16M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.80M |
| Federal Funds Purchased and Repurchased Agreement | $2.43M |
| All Other Liabilities | $8.60M |
| Total Liabilities and Capital | $721.20M |
Securities
| Securities | $135.16M |
| Available-for-sale debt securities | $135.16M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Genoa Banking Company?
$721.20M as of the latest filing.
How much are The Genoa Banking Company's total deposits?
$643.27M in total deposits.
Where is The Genoa Banking Company located?
Genoa, OH.
What is the Net Interest Margin?
3.77%.
How many domestic offices does it operate?
9.
When was it established?
09/09/1902.
What is the Return on Assets (ROA)?
0.92%.
How much are total loans and leases?
$534.48M (latest filing).
What is the total interest income (latest filing)?
$10.01M.