The Commercial Bank
Honea Path, SC
IDRSSD: 349129
Total Assets
$263.55M
Latest filing
Total Deposits
$232.33M
Latest filing
Net Interest Margin
3.10%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
The Commercial Bank
4 Church St
Honea Path, SC 29654
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/14/1934FDIC Certificate 9156
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Commercial Bank (Main) | 4 Church St | Honea Path, SC |
| DONALDS BRANCH | 104 Main Street | Donalds, SC |
| DUE WEST BRANCH | 105 N Main St | Due West, SC |
| CHURCH STREET | 6 Church St | Honea Path, SC |
| SOUTH GREENVILLE BRANCH | 8016 Augusta Rd | Piedmont, SC |
| BELTON BRANCH | 710 Anderson St | Belton, SC |
| GREENWOOD BRANCH | 1224 Bypass 72 Ne | Greenwood, SC |
| WARE SHOALS BRANCH | 808 N Greenwood Ave | Ware Shoals, SC |
Showing 7 of 7
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Bank of York
York, South Carolina
→
Assets: $299.97MΔ +15.3%
First National Bank of South Carolina
Holly Hill, South Carolina
→
Assets: $307.15MΔ +18.0%
Blue Ridge Bank
Walhalla, South Carolina
→
Assets: $195.28MΔ -25.0%
CBL State Savings Bank
Greer, South Carolina
→
Assets: $187.29MΔ -28.0%
Spratt Savings Bank
Chester, South Carolina
→
Assets: $149.95MΔ -42.4%
Bank of Greeleyville
Greeleyville, South Carolina
→
Assets: $148.12MΔ -43.1%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/14/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 29654 |
| State and County Number | 45007 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Greenville-Anderson, SC |
Operational Info
| Number of Employees | 60 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/07/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thecommercialbanksc.com |
| Data Updated | 01/30/2026 |
| CERT | 14642 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $263.55M |
| Total Deposits | $232.33M |
| Total Liabilities | $241.54M |
| Total Equity Capital | $22.01M |
| Net Income | $593.00k |
| Net Loans and Leases | $100.52M |
| Assets Per Employee ($Millions) | $4.18M |
| Bank Premises and Fixed Assets | $3.50M |
| Cash and Balances due from Depository Institutions | $17.88M |
| Deposits Held in Domestic Offices | $232.33M |
Key Performance Ratios
| Return on Assets (ROA) | 0.91% |
| Return on Equity (ROE) | 10.94% |
| Net Interest Margin | 3.1% |
| Efficiency Ratio | 74.11% |
| Tier 1 Risk-Based Capital Ratio | 28.816% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.351% |
| Earning Assets to total Assets | 92.34% |
Income and Expense
| Total Interest Income | $2.46M |
| Total Noninterest Income | $348.00k |
| Total Interest Expense | $583.00k |
| Total Noninterest Expense | $1.65M |
| Net Interest Income | $1.88M |
| Pre-tax Net Operating Income | $619.00k |
| Provision for Credit Losses | $-42,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.11M |
| Federal Funds Purchased and Repurchased Agreement | $8.00M |
| All Other Liabilities | $1.21M |
| Total Liabilities and Capital | $263.55M |
Securities
| Securities | $131.88M |
| Available-for-sale debt securities | $6.10M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $125.79M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Commercial Bank?
$263.55M as of the latest filing.
How much are The Commercial Bank's total deposits?
$232.33M in total deposits.
Where is The Commercial Bank located?
Honea Path, SC.
What is the Net Interest Margin?
3.10%.
How many domestic offices does it operate?
8.
When was it established?
05/14/1934.
What is the Return on Assets (ROA)?
0.91%.
How much are total loans and leases?
$100.52M (latest filing).
What is the total interest income (latest filing)?
$2.46M.