Dedicated Community Bank
Darlington, SC
IDRSSD: 513322
Total Assets
$103.78M
Latest filing
Total Deposits
$94.48M
Latest filing
Net Interest Margin
4.66%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Dedicated Community Bank
202 Cashua St
Darlington, SC 29532
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/10/1986FDIC Certificate 35292
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Dedicated Community Bank (Main) | 202 Cashua St | Darlington, SC |
| FLORENCE BRANCH | 2016 Hoffmeyer Rd | Florence, SC |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/10/1986 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 29532 |
| State and County Number | 45031 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Florence, SC |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/10/1986 |
| Primary Insurance Agency | DIF |
| Website | http://www.dcbsc.com |
| Data Updated | 11/14/2025 |
| CERT | 26588 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $103.78M |
| Total Deposits | $94.48M |
| Total Liabilities | $95.24M |
| Total Equity Capital | $8.54M |
| Net Income | $263.00k |
| Net Loans and Leases | $75.61M |
| Assets Per Employee ($Millions) | $5.77M |
| Bank Premises and Fixed Assets | $1.85M |
| Cash and Balances due from Depository Institutions | $10.07M |
| Deposits Held in Domestic Offices | $94.48M |
Key Performance Ratios
| Return on Assets (ROA) | 1.02% |
| Return on Equity (ROE) | 12.58% |
| Net Interest Margin | 4.66% |
| Efficiency Ratio | 70.33% |
| Tier 1 Risk-Based Capital Ratio | 11.645% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.23% |
| Earning Assets to total Assets | 94.01% |
Income and Expense
| Total Interest Income | $1.44M |
| Total Noninterest Income | $67.00k |
| Total Interest Expense | $314.00k |
| Total Noninterest Expense | $839.00k |
| Net Interest Income | $1.13M |
| Pre-tax Net Operating Income | $327.00k |
| Provision for Credit Losses | $27.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $752.00k |
| Total Liabilities and Capital | $103.78M |
Securities
| Securities | $13.14M |
| Available-for-sale debt securities | $6.81M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $6.33M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Dedicated Community Bank?
$103.78M as of the latest filing.
How much are Dedicated Community Bank's total deposits?
$94.48M in total deposits.
Where is Dedicated Community Bank located?
Darlington, SC.
What is the Net Interest Margin?
4.66%.
How many domestic offices does it operate?
2.
When was it established?
03/10/1986.
What is the Return on Assets (ROA)?
1.02%.
How much are total loans and leases?
$75.61M (latest filing).
What is the total interest income (latest filing)?
$1.44M.