1st Federal Savings Bank of SC, Inc.
Walterboro, SC
IDRSSD: 535575
Total Assets
$141.79M
Latest filing
Total Deposits
$126.04M
Latest filing
Net Interest Margin
4.39%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
1st Federal Savings Bank of SC, Inc.
300 Robertson Blvd
Walterboro, SC 29488
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1962FDIC Certificate 44244
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| 1st Federal Savings Bank of SC, Inc. (Main) | 300 Robertson Blvd | Walterboro, SC |
| EDISTO ISLAND BRANCH | 428 Highway 174 | Edisto Island, SC |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | FDIC |
| Established Date | 01/01/1962 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 29488 |
| State and County Number | 45029 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 35 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.1stfederalofsc.com |
| Data Updated | 01/30/2026 |
| CERT | 31410 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $141.79M |
| Total Deposits | $126.04M |
| Total Liabilities | $128.57M |
| Total Equity Capital | $13.21M |
| Net Income | $202.00k |
| Net Loans and Leases | $115.02M |
| Assets Per Employee ($Millions) | $6.16M |
| Bank Premises and Fixed Assets | $3.85M |
| Cash and Balances due from Depository Institutions | $7.89M |
| Deposits Held in Domestic Offices | $126.04M |
Key Performance Ratios
| Return on Assets (ROA) | 0.56% |
| Return on Equity (ROE) | 6.17% |
| Net Interest Margin | 4.39% |
| Efficiency Ratio | 86.04% |
| Tier 1 Risk-Based Capital Ratio | 18.65% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.32% |
| Earning Assets to total Assets | 94.57% |
Income and Expense
| Total Interest Income | $1.83M |
| Total Noninterest Income | $153.00k |
| Total Interest Expense | $323.00k |
| Total Noninterest Expense | $1.43M |
| Net Interest Income | $1.51M |
| Pre-tax Net Operating Income | $268.00k |
| Provision for Credit Losses | $-36,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $2.13M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $399.00k |
| Total Liabilities and Capital | $141.79M |
Securities
| Securities | $13.05M |
| Available-for-sale debt securities | $13.05M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of 1st Federal Savings Bank of SC, Inc.?
$141.79M as of the latest filing.
How much are 1st Federal Savings Bank of SC, Inc.'s total deposits?
$126.04M in total deposits.
Where is 1st Federal Savings Bank of SC, Inc. located?
Walterboro, SC.
What is the Net Interest Margin?
4.39%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1962.
What is the Return on Assets (ROA)?
0.56%.
How much are total loans and leases?
$115.02M (latest filing).
What is the total interest income (latest filing)?
$1.83M.