Abbeville First Bank, SSB
Abbeville, SC
IDRSSD: 416272
Total Assets
$133.43M
Latest filing
Total Deposits
$110.28M
Latest filing
Net Interest Margin
3.68%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Abbeville First Bank, SSB
205 S Main St
Abbeville, SC 29620
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1907FDIC Certificate 43453
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Abbeville First Bank, SSB (Main) | 205 S Main St | Abbeville, SC |
| CALHOUN FALLS OFFICE | 254 E Savannah St | Calhoun Falls, SC |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1907 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 29620 |
| State and County Number | 45001 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 18 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.abbevillefirst.com |
| Data Updated | 11/14/2025 |
| CERT | 30619 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $133.43M |
| Total Deposits | $110.28M |
| Total Liabilities | $121.86M |
| Total Equity Capital | $11.57M |
| Net Income | $301.00k |
| Net Loans and Leases | $84.26M |
| Assets Per Employee ($Millions) | $7.02M |
| Bank Premises and Fixed Assets | $755.00k |
| Cash and Balances due from Depository Institutions | $10.94M |
| Deposits Held in Domestic Offices | $110.28M |
Key Performance Ratios
| Return on Assets (ROA) | 0.91% |
| Return on Equity (ROE) | 10.76% |
| Net Interest Margin | 3.68% |
| Efficiency Ratio | 70.16% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.671% |
| Earning Assets to total Assets | 95.04% |
Income and Expense
| Total Interest Income | $1.65M |
| Total Noninterest Income | $109.00k |
| Total Interest Expense | $486.00k |
| Total Noninterest Expense | $891.00k |
| Net Interest Income | $1.16M |
| Pre-tax Net Operating Income | $367.00k |
| Provision for Credit Losses | $12.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.47M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.10M |
| Total Liabilities and Capital | $133.43M |
Securities
| Securities | $32.59M |
| Available-for-sale debt securities | $26.67M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $5.93M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Abbeville First Bank, SSB?
$133.43M as of the latest filing.
How much are Abbeville First Bank, SSB's total deposits?
$110.28M in total deposits.
Where is Abbeville First Bank, SSB located?
Abbeville, SC.
What is the Net Interest Margin?
3.68%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
0.91%.
How much are total loans and leases?
$84.26M (latest filing).
What is the total interest income (latest filing)?
$1.65M.