Abbeville First Bank, SSB
Abbeville, SC
IDRSSD: 416272
Total Assets
$137.41M
Latest filing
Total Deposits
$113.04M
Latest filing
Net Interest Margin
3.75%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
253271806ABBEVILLE, SC
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Abbeville First Bank, SSB
205 S Main St
Abbeville, SC 29620
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1907FDIC Certificate 43453
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Abbeville First Bank, SSB (Main) | 205 S Main St | Abbeville, SC |
| CALHOUN FALLS OFFICE | 254 E Savannah St | Calhoun Falls, SC |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Pickens Savings and Loan Association, FA
Pickens, South Carolina
→
Assets: $132.85MΔ -0.4%
1st Federal Savings Bank of SC, Inc.
Walterboro, South Carolina
→
Assets: $147.97MΔ +10.9%
Bank of Greeleyville
Greeleyville, South Carolina
→
Assets: $148.12MΔ +11.0%
Spratt Savings Bank
Chester, South Carolina
→
Assets: $149.95MΔ +12.4%
Dedicated Community Bank
Darlington, South Carolina
→
Assets: $103.78MΔ -22.2%
Woodruff Federal Savings and Loan Association
Woodruff, South Carolina
→
Assets: $97.66MΔ -26.8%
Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1907 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 29620 |
| State and County Number | 45001 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.abbevillefirst.com |
| Data Updated | 01/30/2026 |
| CERT | 30619 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $137.41M |
| Total Deposits | $113.04M |
| Total Liabilities | $125.60M |
| Total Equity Capital | $11.81M |
| Net Income | $207.00k |
| Net Loans and Leases | $87.39M |
| Assets Per Employee ($Millions) | $7.23M |
| Bank Premises and Fixed Assets | $753.00k |
| Cash and Balances due from Depository Institutions | $10.80M |
| Deposits Held in Domestic Offices | $113.04M |
Key Performance Ratios
| Return on Assets (ROA) | 0.61% |
| Return on Equity (ROE) | 7.08% |
| Net Interest Margin | 3.75% |
| Efficiency Ratio | 72.13% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.593% |
| Earning Assets to total Assets | 95.15% |
Income and Expense
| Total Interest Income | $1.72M |
| Total Noninterest Income | $111.00k |
| Total Interest Expense | $518.00k |
| Total Noninterest Expense | $950.00k |
| Net Interest Income | $1.21M |
| Pre-tax Net Operating Income | $353.00k |
| Provision for Credit Losses | $14.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $11.68M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $885.00k |
| Total Liabilities and Capital | $137.41M |
Securities
| Securities | $33.51M |
| Available-for-sale debt securities | $27.60M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $5.92M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Abbeville First Bank, SSB?
$137.41M as of the latest filing.
How much are Abbeville First Bank, SSB's total deposits?
$113.04M in total deposits.
Where is Abbeville First Bank, SSB located?
Abbeville, SC.
What is the Net Interest Margin?
3.75%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
0.61%.
How much are total loans and leases?
$87.39M (latest filing).
What is the total interest income (latest filing)?
$1.72M.