Commercial Bank of Texas, National Association
Nacogdoches, TX
IDRSSD: 885869
Total Assets
$1.63B
Latest filing
Total Deposits
$1.46B
Latest filing
Net Interest Margin
4.31%
Profitability
Key People
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Locations
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Main Office
Commercial Bank of Texas, National Association
215 E Main St
Nacogdoches, TX 75961
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/14/1901FDIC Certificate 828
Branches (22)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| Commercial Bank of Texas, National Association (Main) | 215 E Main St | Nacogdoches, TX |
| STALLINGS BRANCH | 4929 North St | Nacogdoches, TX |
| MOBILE BRANCH | 215 E Main St | Nacogdoches, TX |
| TULANE BRANCH | 1901 Tulane Dr | Lufkin, TX |
| ALBA BRANCH | 7463 E Us Highway 69 | Alba, TX |
| CUSHING BRANCH | 7th And Spruce Streets | Cushing, TX |
| EMORY BRANCH | 107 E Quitman St | Emory, TX |
| SOUTH FIRST STREET BRANCH | 600 S 1st St | Lufkin, TX |
Showing 7 of 22
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 10/14/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75961 |
| State and County Number | 48347 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Nacogdoches, TX |
Operational Info
| Number of Employees | 260 |
| Domestic Offices | 23 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.cbtx.com |
| Data Updated | 01/30/2026 |
| CERT | 1209 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.63B |
| Total Deposits | $1.46B |
| Total Liabilities | $1.47B |
| Total Equity Capital | $162.11M |
| Net Income | $6.18M |
| Net Loans and Leases | $1.09B |
| Assets Per Employee ($Millions) | $6.09M |
| Bank Premises and Fixed Assets | $17.88M |
| Cash and Balances due from Depository Institutions | $111.73M |
| Deposits Held in Domestic Offices | $1.46B |
Key Performance Ratios
| Return on Assets (ROA) | 1.51% |
| Return on Equity (ROE) | 15.58% |
| Net Interest Margin | 4.31% |
| Efficiency Ratio | 56.94% |
| Tier 1 Risk-Based Capital Ratio | 15.361% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.931% |
| Earning Assets to total Assets | 94.88% |
Income and Expense
| Total Interest Income | $23.01M |
| Total Noninterest Income | $4.08M |
| Total Interest Expense | $6.26M |
| Total Noninterest Expense | $11.90M |
| Net Interest Income | $16.75M |
| Pre-tax Net Operating Income | $8.19M |
| Provision for Credit Losses | $750.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $318.00k |
| Other borrowed funds | $56.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $14.15M |
| Total Liabilities and Capital | $1.63B |
Securities
| Securities | $364.33M |
| Available-for-sale debt securities | $359.35M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $4.25M |
| Subordinated Debt | $0 |
| Trading Account Assets | $875.00k |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commercial Bank of Texas, National Association?
$1.63B as of the latest filing.
How much are Commercial Bank of Texas, National Association's total deposits?
$1.46B in total deposits.
Where is Commercial Bank of Texas, National Association located?
Nacogdoches, TX.
What is the Net Interest Margin?
4.31%.
How many domestic offices does it operate?
23.
When was it established?
10/14/1901.
What is the Return on Assets (ROA)?
1.51%.
How much are total loans and leases?
$1.09B (latest filing).
What is the total interest income (latest filing)?
$23.01M.