First State Bank of Uvalde

Uvalde, TX
IDRSSD: 273662
Total Assets
$1.79B
Latest filing
Total Deposits
$1.59B
Latest filing
Net Interest Margin
2.44%
Profitability

Locations

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Main Office
First State Bank of Uvalde
200 E Nopal St
Uvalde, TX 78801
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/06/1907FDIC Certificate 6378

Branches (7)

Page 1 of 1
NameAddressCity / State
First State Bank of Uvalde (Main)200 E Nopal StUvalde, TX
FRIO CANYON BRANCH243 South Evergreen StreetLeakey, TX
CAMP WOOD BRANCH308 North NuecesCamp Wood, TX
SABINAL BRANCH504 North CenterSabinal, TX
UTOPIA BRANCHHighway 187 NorthUtopia, TX
MAIN STREET BRANCH2065 E Main StUvalde, TX
CARRIZO SPRINGS BRANCH302 Pena StCarrizo Springs, TX
CONCAN BRANCHHwy 127 WestConcan, TX
Showing 7 of 7

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/06/1907
Community BankYes
Ownership TypeNot Mutual
ZIP78801
State and County Number48463
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameUvalde, TX

Operational Info

Number of Employees129
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fsbuvalde.bank
Data Updated11/14/2025
CERT9978
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.79B
Total Deposits$1.59B
Total Liabilities$1.60B
Total Equity Capital$195.88M
Net Income$5.11M
Net Loans and Leases$679.07M
Assets Per Employee ($Millions)$13.69M
Bank Premises and Fixed Assets$7.02M
Cash and Balances due from Depository Institutions$400.25M
Deposits Held in Domestic Offices$1.59B

Key Performance Ratios

Return on Assets (ROA)1.13%
Return on Equity (ROE)10.86%
Net Interest Margin2.44%
Efficiency Ratio45.85%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.922%
Earning Assets to total Assets96.22%

Income and Expense

Total Interest Income$19.23M
Total Noninterest Income$1.34M
Total Interest Expense$8.63M
Total Noninterest Expense$5.47M
Net Interest Income$10.60M
Pre-tax Net Operating Income$6.46M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$11.54M
Total Liabilities and Capital$1.79B

Securities

Securities$658.79M
Available-for-sale debt securities$658.61M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First State Bank of Uvalde?
$1.79B as of the latest filing.
How much are First State Bank of Uvalde's total deposits?
$1.59B in total deposits.
Where is First State Bank of Uvalde located?
Uvalde, TX.
What is the Net Interest Margin?
2.44%.
How many domestic offices does it operate?
8.
When was it established?
07/06/1907.
What is the Return on Assets (ROA)?
1.13%.
How much are total loans and leases?
$679.07M (latest filing).
What is the total interest income (latest filing)?
$19.23M.