Community National Bank & Trust of Texas
Corsicana, TX
IDRSSD: 738769
Total Assets
$1.63B
Latest filing
Total Deposits
$1.38B
Latest filing
Net Interest Margin
4.49%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Community National Bank & Trust of Texas
321 N 15th St
Corsicana, TX 75110
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1934FDIC Certificate 12105
Branches (18)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Community National Bank & Trust of Texas (Main) | 321 N 15th St | Corsicana, TX |
| BONHAM BRANCH | 2109 N Center St | Bonham, TX |
| LEONARD BRANCH | Highway 69 And Palimino Drive | Leonard, TX |
| MINERAL WELLS DRIVE-THRU BRANCH | 402 E Hubbard St | Mineral Wells, TX |
| POSSUM KINGDOM LAKE BRANCH | 1404 Park Road 36 | Graford, TX |
| MELISSA BRANCH | Sam Rayburn Hwy | Melissa, TX |
| GARITTY BRANCH | 400 S Garitty St | Frost, TX |
| MINERAL WELLS BRANCH | 101 Se 1st St | Mineral Wells, TX |
Showing 7 of 18
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75110 |
| State and County Number | 48349 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Corsicana, TX |
Operational Info
| Number of Employees | 229 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/06/2025 |
| Date of Deposit Insurance | 04/29/1960 |
| Primary Insurance Agency | DIF |
| Website | WWW.MYBANKTX.COM |
| Data Updated | 11/14/2025 |
| CERT | 18185 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.63B |
| Total Deposits | $1.38B |
| Total Liabilities | $1.45B |
| Total Equity Capital | $179.52M |
| Net Income | $4.86M |
| Net Loans and Leases | $1.14B |
| Assets Per Employee ($Millions) | $6.41M |
| Bank Premises and Fixed Assets | $36.83M |
| Cash and Balances due from Depository Institutions | $208.12M |
| Deposits Held in Domestic Offices | $1.38B |
Key Performance Ratios
| Return on Assets (ROA) | 1.21% |
| Return on Equity (ROE) | 10.99% |
| Net Interest Margin | 4.49% |
| Efficiency Ratio | 64.69% |
| Tier 1 Risk-Based Capital Ratio | 12.858% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.022% |
| Earning Assets to total Assets | 88.54% |
Income and Expense
| Total Interest Income | $22.88M |
| Total Noninterest Income | $2.55M |
| Total Interest Expense | $6.92M |
| Total Noninterest Expense | $12.10M |
| Net Interest Income | $15.96M |
| Pre-tax Net Operating Income | $6.06M |
| Provision for Credit Losses | $354.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $6.97M |
| Other borrowed funds | $50.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $16.49M |
| Total Liabilities and Capital | $1.63B |
Securities
| Securities | $150.49M |
| Available-for-sale debt securities | $150.49M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community National Bank & Trust of Texas?
$1.63B as of the latest filing.
How much are Community National Bank & Trust of Texas's total deposits?
$1.38B in total deposits.
Where is Community National Bank & Trust of Texas located?
Corsicana, TX.
What is the Net Interest Margin?
4.49%.
How many domestic offices does it operate?
19.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$1.14B (latest filing).
What is the total interest income (latest filing)?
$22.88M.