American Bank of Commerce
Wolfforth, TX
IDRSSD: 215662
Total Assets
$1.69B
Latest filing
Total Deposits
$1.30B
Latest filing
Net Interest Margin
3.50%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
American Bank of Commerce
530 E Highway 62-82
Wolfforth, TX 79382
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/11/1962FDIC Certificate 12494
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| American Bank of Commerce (Main) | 530 E Highway 62-82 | Wolfforth, TX |
| INDIANA AVENUE BRANCH | 8112 Indiana Ave | Lubbock, TX |
| WEST FIFTH STREET BRANCH | 610 W 5th St | Austin, TX |
| WEST BRAKER LANE BRANCH | 2243 W Braker Ln | Austin, TX |
| MOBILE BRANCH FOR LUBBOCK | 530 E Highway 62 | Wolfforth, TX |
| LAKELINE MALL DRIVE BRANCH | 10920 Lakeline Mall Dr | Austin, TX |
| NORTHCROSS BRANCH | 2535 W Anderson Ln | Austin, TX |
| COLORADO SPRINGS BRANCH | 434 S Tejon St | Colorado Springs, CO |
Showing 7 of 13
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Commercial Bank of Texas, National Association
Nacogdoches, Texas
→
Assets: $1.64BΔ -1.8%
Community National Bank & Trust of Texas
Corsicana, Texas
→
Assets: $1.63BΔ -2.6%
The Moody National Bank
Galveston, Texas
→
Assets: $1.61BΔ -3.5%
First National Bank of Central Texas
Waco, Texas
→
Assets: $1.61BΔ -3.7%
First State Bank of Uvalde
Uvalde, Texas
→
Assets: $1.79BΔ +7.3%
Pegasus Bank
Dallas, Texas
→
Assets: $1.54BΔ -8.0%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/11/1962 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 79382 |
| State and County Number | 48303 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lubbock, TX |
Operational Info
| Number of Employees | 168 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/19/2023 |
| Date of Deposit Insurance | 10/11/1962 |
| Primary Insurance Agency | DIF |
| Website | www.theabcbank.com |
| Data Updated | 01/30/2026 |
| CERT | 18609 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.69B |
| Total Deposits | $1.30B |
| Total Liabilities | $1.55B |
| Total Equity Capital | $139.48M |
| Net Income | $4.09M |
| Net Loans and Leases | $1.05B |
| Assets Per Employee ($Millions) | $10.51M |
| Bank Premises and Fixed Assets | $20.63M |
| Cash and Balances due from Depository Institutions | $33.11M |
| Deposits Held in Domestic Offices | $1.30B |
Key Performance Ratios
| Return on Assets (ROA) | 0.97% |
| Return on Equity (ROE) | 12.04% |
| Net Interest Margin | 3.5% |
| Efficiency Ratio | 61.07% |
| Tier 1 Risk-Based Capital Ratio | 13.139% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.23% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.245% |
| Earning Assets to total Assets | 93.26% |
Income and Expense
| Total Interest Income | $22.29M |
| Total Noninterest Income | $1.07M |
| Total Interest Expense | $8.53M |
| Total Noninterest Expense | $9.06M |
| Net Interest Income | $13.76M |
| Pre-tax Net Operating Income | $4.80M |
| Provision for Credit Losses | $975.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $220.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $11.49M |
| All Other Liabilities | $20.09M |
| Total Liabilities and Capital | $1.69B |
Securities
| Securities | $507.44M |
| Available-for-sale debt securities | $505.94M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.50M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American Bank of Commerce?
$1.69B as of the latest filing.
How much are American Bank of Commerce's total deposits?
$1.30B in total deposits.
Where is American Bank of Commerce located?
Wolfforth, TX.
What is the Net Interest Margin?
3.50%.
How many domestic offices does it operate?
13.
When was it established?
09/11/1962.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$1.05B (latest filing).
What is the total interest income (latest filing)?
$22.29M.