Banner Capital Bank
Harrisburg, NE
IDRSSD: 275255
Total Assets
$368.86M
Latest filing
Total Deposits
$327.30M
Latest filing
Net Interest Margin
5.32%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104101258HARRISBURG, NE
Key People
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Locations
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Main Office
Banner Capital Bank
205 State St
Harrisburg, NE 69345
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/10/1964FDIC Certificate 13087
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Banner Capital Bank (Main) | 205 State St | Harrisburg, NE |
| GUERNSEY BRANCH | 17 N Wyoming | Guernsey, WY |
| CHEYENNE BRANCH | 4007 Greenway St | Cheyenne, WY |
| BANNER CAPITAL BANK - ALMA BRANCH | 14 Jewell St | Alma, NE |
| LUSK BRANCH | 445 S Main St | Lusk, WY |
| BANNER CAPITAL BANK - KIMBALL BRANCH | 209 S Washington St | Kimball, NE |
| BANNER CAPITAL BANK-BEAVER CITY | 401 9th St | Beaver City, NE |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/10/1964 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 69345 |
| State and County Number | 31007 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Scottsbluff, NE |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 10/10/1964 |
| Primary Insurance Agency | DIF |
| Website | www.bcbank.net |
| Data Updated | 01/30/2026 |
| CERT | 19274 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $368.86M |
| Total Deposits | $327.30M |
| Total Liabilities | $328.71M |
| Total Equity Capital | $40.15M |
| Net Income | $2.48M |
| Net Loans and Leases | $288.28M |
| Assets Per Employee ($Millions) | $6.47M |
| Bank Premises and Fixed Assets | $6.06M |
| Cash and Balances due from Depository Institutions | $26.23M |
| Deposits Held in Domestic Offices | $327.30M |
Key Performance Ratios
| Return on Assets (ROA) | 2.72% |
| Return on Equity (ROE) | 25.13% |
| Net Interest Margin | 5.32% |
| Efficiency Ratio | 46.31% |
| Tier 1 Risk-Based Capital Ratio | 12.186% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.885% |
| Earning Assets to total Assets | 92.07% |
Income and Expense
| Total Interest Income | $6.46M |
| Total Noninterest Income | $365.00k |
| Total Interest Expense | $1.99M |
| Total Noninterest Expense | $2.27M |
| Net Interest Income | $4.48M |
| Pre-tax Net Operating Income | $2.48M |
| Provision for Credit Losses | $90.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $647.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.42M |
| Total Liabilities and Capital | $368.86M |
Securities
| Securities | $33.88M |
| Available-for-sale debt securities | $33.88M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Banner Capital Bank?
$368.86M as of the latest filing.
How much are Banner Capital Bank's total deposits?
$327.30M in total deposits.
Where is Banner Capital Bank located?
Harrisburg, NE.
What is the Net Interest Margin?
5.32%.
How many domestic offices does it operate?
6.
When was it established?
10/10/1964.
What is the Return on Assets (ROA)?
2.72%.
How much are total loans and leases?
$288.28M (latest filing).
What is the total interest income (latest filing)?
$6.46M.