Pathway Bank
Cairo, NE
IDRSSD: 73554
Total Assets
$345.56M
Latest filing
Total Deposits
$242.84M
Latest filing
Net Interest Margin
3.41%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
104913190CAIRO, NE
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Pathway Bank
306 S High St
Cairo, NE 68824
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1910FDIC Certificate 1338
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Pathway Bank (Main) | 306 S High St | Cairo, NE |
| PATHWAY BANK BRANCH | 124 S 14th St | Ord, NE |
| PATHWAY BANK BRANCH | 817 H St | Burwell, NE |
| PATHWAY BANK OF GRAND ISLAND | 3333 State St | Grand Island, NE |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
First Nebraska Bank
Valley, Nebraska
→
Assets: $348.85MΔ -0.2%
F&M Bank
West Point, Nebraska
→
Assets: $340.36MΔ -2.6%
Banner Capital Bank
Harrisburg, Nebraska
→
Assets: $360.30MΔ +3.1%
Premier Bank National Association
Omaha, Nebraska
→
Assets: $337.70MΔ -3.3%
Flatwater Bank
Gothenburg, Nebraska
→
Assets: $333.95MΔ -4.4%
Sandhills State Bank
North Platte, Nebraska
→
Assets: $370.34MΔ +6.0%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 68824 |
| State and County Number | 31079 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Grand Island, NE |
Operational Info
| Number of Employees | 40 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/26/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pathwaybank.com |
| Data Updated | 01/30/2026 |
| CERT | 1992 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $345.56M |
| Total Deposits | $242.84M |
| Total Liabilities | $306.52M |
| Total Equity Capital | $39.04M |
| Net Income | $1.05M |
| Net Loans and Leases | $237.03M |
| Assets Per Employee ($Millions) | $8.04M |
| Bank Premises and Fixed Assets | $4.75M |
| Cash and Balances due from Depository Institutions | $9.12M |
| Deposits Held in Domestic Offices | $242.84M |
Key Performance Ratios
| Return on Assets (ROA) | 1.21% |
| Return on Equity (ROE) | 10.75% |
| Net Interest Margin | 3.41% |
| Efficiency Ratio | 58.92% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.297% |
| Earning Assets to total Assets | 92.97% |
Income and Expense
| Total Interest Income | $5.06M |
| Total Noninterest Income | $572.00k |
| Total Interest Expense | $2.31M |
| Total Noninterest Expense | $1.97M |
| Net Interest Income | $2.76M |
| Pre-tax Net Operating Income | $1.32M |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $60.36M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.58M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.33M |
| Total Liabilities and Capital | $345.56M |
Securities
| Securities | $76.33M |
| Available-for-sale debt securities | $70.23M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $6.13M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pathway Bank?
$345.56M as of the latest filing.
How much are Pathway Bank's total deposits?
$242.84M in total deposits.
Where is Pathway Bank located?
Cairo, NE.
What is the Net Interest Margin?
3.41%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1910.
What is the Return on Assets (ROA)?
1.21%.
How much are total loans and leases?
$237.03M (latest filing).
What is the total interest income (latest filing)?
$5.06M.