Pathway Bank

Cairo, NE
IDRSSD: 73554
Total Assets
$349.39M
Latest filing
Total Deposits
$240.01M
Latest filing
Net Interest Margin
3.52%
Profitability

Locations

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Main Office
Pathway Bank
306 S High St
Cairo, NE 68824
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1910FDIC Certificate 1338

Branches (3)

Page 1 of 1
NameAddressCity / State
Pathway Bank (Main)306 S High StCairo, NE
PATHWAY BANK BRANCH124 S 14th StOrd, NE
PATHWAY BANK BRANCH817 H StBurwell, NE
PATHWAY BANK OF GRAND ISLAND3333 State StGrand Island, NE
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1910
Community BankYes
Ownership TypeNot Mutual
ZIP68824
State and County Number31079
Subchapter S CorporationsNo
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameGrand Island, NE

Operational Info

Number of Employees43
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date07/26/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.pathwaybank.com
Data Updated11/14/2025
CERT1992
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$349.39M
Total Deposits$240.01M
Total Liabilities$310.01M
Total Equity Capital$39.38M
Net Income$1.26M
Net Loans and Leases$239.47M
Assets Per Employee ($Millions)$8.73M
Bank Premises and Fixed Assets$4.76M
Cash and Balances due from Depository Institutions$8.45M
Deposits Held in Domestic Offices$240.01M

Key Performance Ratios

Return on Assets (ROA)1.45%
Return on Equity (ROE)13.04%
Net Interest Margin3.52%
Efficiency Ratio53.57%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.27%
Earning Assets to total Assets93.2%

Income and Expense

Total Interest Income$5.29M
Total Noninterest Income$619.00k
Total Interest Expense$2.44M
Total Noninterest Expense$1.87M
Net Interest Income$2.85M
Pre-tax Net Operating Income$1.57M
Provision for Credit Losses$30.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$3.00k
Other borrowed funds$67.16M
Federal Funds Sold & Reverse Repurchase Agreement$2.04M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.85M
Total Liabilities and Capital$349.39M

Securities

Securities$79.01M
Available-for-sale debt securities$72.52M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$6.53M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Pathway Bank?
$349.39M as of the latest filing.
How much are Pathway Bank's total deposits?
$240.01M in total deposits.
Where is Pathway Bank located?
Cairo, NE.
What is the Net Interest Margin?
3.52%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1910.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$239.47M (latest filing).
What is the total interest income (latest filing)?
$5.29M.