Citizens Federal Savings Bank
Leavenworth, KS
IDRSSD: 864378
Total Assets
$187.63M
Latest filing
Total Deposits
$144.25M
Latest filing
Net Interest Margin
2.95%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
301170943LEAVENWORTH, KS
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Citizens Federal Savings Bank
5151 S 4th St
Leavenworth, KS 66048
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1884FDIC Certificate 42984
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Citizens Federal Savings Bank (Main) | 5151 S 4th St | Leavenworth, KS |
| 312 SOUTH FIFTH STREET BRANCH | 312 S 5th St | Leavenworth, KS |
| STATE AVENUE BRANCH | 15500 State Ave | Basehor, KS |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Mutual Savings Association
Leavenworth, Kansas
→
Assets: $377.37MΔ +96.4%
TriCentury Bank
De Soto, Kansas
→
Assets: $192.19MΔ +0.1%
Community Bank
Topeka, Kansas
→
Assets: $192.38MΔ +0.1%
The Valley State Bank
Belle Plaine, Kansas
→
Assets: $193.08MΔ +0.5%
Bankers' Bank of Kansas
Wichita, Kansas
→
Assets: $196.55MΔ +2.3%
Union State Bank
Clay Center, Kansas
→
Assets: $198.13MΔ +3.1%
Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1884 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 66048 |
| State and County Number | 20103 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 34 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Kansas City, MO-KS |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.citizensfsb.bank |
| Data Updated | 01/30/2026 |
| CERT | 30150 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $187.63M |
| Total Deposits | $144.25M |
| Total Liabilities | $150.78M |
| Total Equity Capital | $36.85M |
| Net Income | $150.00k |
| Net Loans and Leases | $132.91M |
| Assets Per Employee ($Millions) | $6.7M |
| Bank Premises and Fixed Assets | $1.50M |
| Cash and Balances due from Depository Institutions | $7.49M |
| Deposits Held in Domestic Offices | $144.25M |
Key Performance Ratios
| Return on Assets (ROA) | 0.32% |
| Return on Equity (ROE) | 1.64% |
| Net Interest Margin | 2.95% |
| Efficiency Ratio | 87.53% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 19.639% |
| Earning Assets to total Assets | 92.52% |
Income and Expense
| Total Interest Income | $1.93M |
| Total Noninterest Income | $187.00k |
| Total Interest Expense | $630.00k |
| Total Noninterest Expense | $1.30M |
| Net Interest Income | $1.30M |
| Pre-tax Net Operating Income | $177.00k |
| Provision for Credit Losses | $8.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.53M |
| Total Liabilities and Capital | $187.63M |
Securities
| Securities | $34.60M |
| Available-for-sale debt securities | $34.60M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens Federal Savings Bank?
$187.63M as of the latest filing.
How much are Citizens Federal Savings Bank's total deposits?
$144.25M in total deposits.
Where is Citizens Federal Savings Bank located?
Leavenworth, KS.
What is the Net Interest Margin?
2.95%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1884.
What is the Return on Assets (ROA)?
0.32%.
How much are total loans and leases?
$132.91M (latest filing).
What is the total interest income (latest filing)?
$1.93M.