Farmers and Drovers Bank

Council Grove, KS
IDRSSD: 788559
Total Assets
$203.10M
Latest filing
Total Deposits
$135.41M
Latest filing
Net Interest Margin
3.41%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/16/1882
Community BankYes
Ownership TypeNot Mutual
ZIP66846
State and County Number20127
Subchapter S CorporationsNo
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees23
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.farmersanddrovers.com
Data Updated11/14/2025
CERT12602
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$203.10M
Total Deposits$135.41M
Total Liabilities$151.90M
Total Equity Capital$51.20M
Net Income$570.00k
Net Loans and Leases$110.34M
Assets Per Employee ($Millions)$9.23M
Bank Premises and Fixed Assets$752.00k
Cash and Balances due from Depository Institutions$3.70M
Deposits Held in Domestic Offices$135.41M

Key Performance Ratios

Return on Assets (ROA)1.1%
Return on Equity (ROE)4.47%
Net Interest Margin3.41%
Efficiency Ratio53.26%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets25.209%
Earning Assets to total Assets96.14%

Income and Expense

Total Interest Income$2.46M
Total Noninterest Income$199.00k
Total Interest Expense$778.00k
Total Noninterest Expense$1.00M
Net Interest Income$1.69M
Pre-tax Net Operating Income$881.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$9.00M
Federal Funds Sold & Reverse Repurchase Agreement$265.00k
Federal Funds Purchased and Repurchased Agreement$5.25M
All Other Liabilities$2.24M
Total Liabilities and Capital$203.10M

Securities

Securities$82.91M
Available-for-sale debt securities$82.91M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Farmers and Drovers Bank?
$203.10M as of the latest filing.
How much are Farmers and Drovers Bank's total deposits?
$135.41M in total deposits.
Where is Farmers and Drovers Bank located?
Council Grove, KS.
What is the Net Interest Margin?
3.41%.
How many domestic offices does it operate?
3.
When was it established?
03/16/1882.
What is the Return on Assets (ROA)?
1.1%.
How much are total loans and leases?
$110.34M (latest filing).
What is the total interest income (latest filing)?
$2.46M.