The Citizens-Farmers Bank of Cole Camp

Cole Camp, MO
IDRSSD: 385547
Total Assets
$196.14M
Latest filing
Total Deposits
$166.13M
Latest filing
Net Interest Margin
4.21%
Profitability

Key People

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Locations

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Main Office
The Citizens-Farmers Bank of Cole Camp
121 E Main St
Cole Camp, MO 65325
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/29/1929FDIC Certificate 7323

Branches (1)

Page 1 of 1
NameAddressCity / State
The Citizens-Farmers Bank of Cole Camp (Main)121 E Main StCole Camp, MO
STOVER BANKING CENTER606 W 4th StStover, MO
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date03/29/1929
Community BankYes
Ownership TypeNot Mutual
ZIP65325
State and County Number29015
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees28
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.citizensfarmersbank.com
Data Updated01/30/2026
CERT11463
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$196.14M
Total Deposits$166.13M
Total Liabilities$167.75M
Total Equity Capital$28.39M
Net Income$831.00k
Net Loans and Leases$132.04M
Assets Per Employee ($Millions)$7.01M
Bank Premises and Fixed Assets$2.56M
Cash and Balances due from Depository Institutions$10.04M
Deposits Held in Domestic Offices$166.13M

Key Performance Ratios

Return on Assets (ROA)1.68%
Return on Equity (ROE)11.52%
Net Interest Margin4.21%
Efficiency Ratio51.84%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.4%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.476%
Earning Assets to total Assets91.72%

Income and Expense

Total Interest Income$2.85M
Total Noninterest Income$224.00k
Total Interest Expense$936.00k
Total Noninterest Expense$1.11M
Net Interest Income$1.92M
Pre-tax Net Operating Income$831.00k
Provision for Credit Losses$200.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$896.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.43M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.61M
Total Liabilities and Capital$196.14M

Securities

Securities$40.52M
Available-for-sale debt securities$35.20M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$5.32M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Citizens-Farmers Bank of Cole Camp?
$196.14M as of the latest filing.
How much are The Citizens-Farmers Bank of Cole Camp's total deposits?
$166.13M in total deposits.
Where is The Citizens-Farmers Bank of Cole Camp located?
Cole Camp, MO.
What is the Net Interest Margin?
4.21%.
How many domestic offices does it operate?
2.
When was it established?
03/29/1929.
What is the Return on Assets (ROA)?
1.68%.
How much are total loans and leases?
$132.04M (latest filing).
What is the total interest income (latest filing)?
$2.85M.