Peoples State Bank
Prairie Du Chien, WI
IDRSSD: 262844
Total Assets
$966.26M
Latest filing
Total Deposits
$779.13M
Latest filing
Net Interest Margin
3.63%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
075906016MAZOMANIE, WI075908658PRAIRIE DU CHIEN, WI
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Peoples State Bank
301 E Blackhawk Ave
Prairie Du Chien, WI 53821
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/22/1915FDIC Certificate 8116
Branches (18)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Peoples State Bank (Main) | 301 E Blackhawk Ave | Prairie Du Chien, WI |
| SECURITY STATE BANK BRANCH | 15 Goethe St | Guttenberg, IA |
| FENNIMORE BRANCH | 1275 10th St | Fennimore, WI |
| PATCH GROVE BRANCH | 133 N Main St | Patch Grove, WI |
| SOLDIERS GROVE BRANCH | 101 Sunbeam Blvd | Soldiers Grove, WI |
| WAUZEKA BRANCH | 106 S Business St | Wauzeka, WI |
| RIVERSIDE SQUARE BRANCH | 1000 East Lapointe Street | Prairie Du Chien, WI |
| MT. HOPE BRANCH | 116 E Main St | Mt. Hope, WI |
Showing 7 of 18
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/22/1915 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 53821 |
| State and County Number | 55023 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 149 |
| Domestic Offices | 19 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 02/22/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.peoplesfinancial.com |
| Data Updated | 01/30/2026 |
| CERT | 12814 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $966.26M |
| Total Deposits | $779.13M |
| Total Liabilities | $870.33M |
| Total Equity Capital | $95.93M |
| Net Income | $3.65M |
| Net Loans and Leases | $606.52M |
| Assets Per Employee ($Millions) | $6.66M |
| Bank Premises and Fixed Assets | $12.51M |
| Cash and Balances due from Depository Institutions | $12.89M |
| Deposits Held in Domestic Offices | $779.13M |
Key Performance Ratios
| Return on Assets (ROA) | 1.54% |
| Return on Equity (ROE) | 15.69% |
| Net Interest Margin | 3.63% |
| Efficiency Ratio | 58.31% |
| Tier 1 Risk-Based Capital Ratio | 16.028% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.928% |
| Earning Assets to total Assets | 94.15% |
Income and Expense
| Total Interest Income | $11.46M |
| Total Noninterest Income | $941.00k |
| Total Interest Expense | $3.37M |
| Total Noninterest Expense | $5.32M |
| Net Interest Income | $8.09M |
| Pre-tax Net Operating Income | $3.65M |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $85.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $97.00k |
| All Other Liabilities | $6.11M |
| Total Liabilities and Capital | $966.26M |
Securities
| Securities | $294.96M |
| Available-for-sale debt securities | $294.79M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples State Bank?
$966.26M as of the latest filing.
How much are Peoples State Bank's total deposits?
$779.13M in total deposits.
Where is Peoples State Bank located?
Prairie Du Chien, WI.
What is the Net Interest Margin?
3.63%.
How many domestic offices does it operate?
19.
When was it established?
01/22/1915.
What is the Return on Assets (ROA)?
1.54%.
How much are total loans and leases?
$606.52M (latest filing).
What is the total interest income (latest filing)?
$11.46M.