First-Citizens Bank & Trust Company
Raleigh, NC
IDRSSD: 491224
Total Assets
$229.33B
Latest filing
Total Deposits
$162.08B
Latest filing
Net Interest Margin
3.32%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First-Citizens Bank & Trust Company
239 Fayetteville St
Raleigh, NC 27601
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1898FDIC Certificate 7078
Branches (518)
Page 1 of 74| Name | Address | City / State |
|---|---|---|
| First-Citizens Bank & Trust Company (Main) | 239 Fayetteville St | Raleigh, NC |
| LAKE CITY BRANCH | 248 W Main St | Lake City, SC |
| CHESTERFIELD BRANCH | 403 W Main St | Chesterfield, SC |
| JASPER BANKING COMPANY BRANCH | 100 Mark Whitfield Dr | Jasper, GA |
| PAGELAND BRANCH | 303 N Pearl St | Pageland, SC |
| WILLIAMSBURG FIRST NATIONAL BANK BRANCH | 200 W Main St | Kingstree, SC |
| CARNESVILLE BRANCH | 9654 Lavonia Rd | Carnesville, GA |
| GREENVILLE MAIN - SC BRANCH | 325 W Mcbee Ave | Greenville, SC |
Showing 7 of 518
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1898 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 27601 |
| State and County Number | 37183 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Raleigh-Cary, NC |
Operational Info
| Number of Employees | 17,831 |
| Domestic Offices | 519 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/26/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstcitizens.com |
| Data Updated | 01/30/2026 |
| CERT | 11063 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $229.33B |
| Total Deposits | $162.08B |
| Total Liabilities | $205.96B |
| Total Equity Capital | $23.37B |
| Net Income | $618.00M |
| Net Loans and Leases | $147.16B |
| Assets Per Employee ($Millions) | $12.73M |
| Bank Premises and Fixed Assets | $2.00B |
| Cash and Balances due from Depository Institutions | $20.31B |
| Deposits Held in Domestic Offices | $162.08B |
Key Performance Ratios
| Return on Assets (ROA) | 1.07% |
| Return on Equity (ROE) | 10.82% |
| Net Interest Margin | 3.32% |
| Efficiency Ratio | 63.41% |
| Tier 1 Risk-Based Capital Ratio | 22,796,000% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.191% |
| Earning Assets to total Assets | 90.86% |
Income and Expense
| Total Interest Income | $2.94B |
| Total Noninterest Income | $730.00M |
| Total Interest Expense | $1.19B |
| Total Noninterest Expense | $1.58B |
| Net Interest Income | $1.75B |
| Pre-tax Net Operating Income | $840.00M |
| Provision for Credit Losses | $54.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $120.00M |
| Other borrowed funds | $33.52B |
| Federal Funds Sold & Reverse Repurchase Agreement | $232.00M |
| Federal Funds Purchased and Repurchased Agreement | $224.00M |
| All Other Liabilities | $9.71B |
| Total Liabilities and Capital | $229.33B |
Securities
| Securities | $41.44B |
| Available-for-sale debt securities | $31.79B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $9.64B |
| Subordinated Debt | $430.00M |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First-Citizens Bank & Trust Company?
$229.33B as of the latest filing.
How much are First-Citizens Bank & Trust Company's total deposits?
$162.08B in total deposits.
Where is First-Citizens Bank & Trust Company located?
Raleigh, NC.
What is the Net Interest Margin?
3.32%.
How many domestic offices does it operate?
519.
When was it established?
01/01/1898.
What is the Return on Assets (ROA)?
1.07%.
How much are total loans and leases?
$147.16B (latest filing).
What is the total interest income (latest filing)?
$2.94B.