American Express National Bank
Sandy, UT
IDRSSD: 1394676
Total Assets
$211.28B
Latest filing
Total Deposits
$167.79B
Latest filing
Net Interest Margin
8.45%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
American Express National Bank
115 W Towne Ridge Pkwy
Sandy, UT 84070
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/20/1989FDIC Certificate 40088
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| American Express National Bank (Main) | 115 W Towne Ridge Pkwy | Sandy, UT | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/20/1989 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 84070 |
| State and County Number | 49035 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Washington |
| Core Based Statistical Area Name | Salt Lake City, UT |
Operational Info
| Number of Employees | 2,411 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/20/1989 |
| Primary Insurance Agency | DIF |
| Website | www.americanexpress.com |
| Data Updated | 01/30/2026 |
| CERT | 27471 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $211.28B |
| Total Deposits | $167.79B |
| Total Liabilities | $192.26B |
| Total Equity Capital | $19.01B |
| Net Income | $1.89B |
| Net Loans and Leases | $165.26B |
| Assets Per Employee ($Millions) | $85.29M |
| Bank Premises and Fixed Assets | $0 |
| Cash and Balances due from Depository Institutions | $41.08B |
| Deposits Held in Domestic Offices | $167.79B |
Key Performance Ratios
| Return on Assets (ROA) | 3.59% |
| Return on Equity (ROE) | 40.77% |
| Net Interest Margin | 8.45% |
| Efficiency Ratio | 71.14% |
| Tier 1 Risk-Based Capital Ratio | 19,010,557% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 2.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.998% |
| Earning Assets to total Assets | 97.68% |
Income and Expense
| Total Interest Income | $6.06B |
| Total Noninterest Income | $8.02B |
| Total Interest Expense | $1.69B |
| Total Noninterest Expense | $8.81B |
| Net Interest Income | $4.36B |
| Pre-tax Net Operating Income | $2.45B |
| Provision for Credit Losses | $1.12B |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $13.02B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $9.95B |
| Total Liabilities and Capital | $211.28B |
Securities
| Securities | $244.58M |
| Available-for-sale debt securities | $119.36M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $1.50B |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American Express National Bank?
$211.28B as of the latest filing.
How much are American Express National Bank's total deposits?
$167.79B in total deposits.
Where is American Express National Bank located?
Sandy, UT.
What is the Net Interest Margin?
8.45%.
How many domestic offices does it operate?
1.
When was it established?
03/20/1989.
What is the Return on Assets (ROA)?
3.59%.
How much are total loans and leases?
$165.26B (latest filing).
What is the total interest income (latest filing)?
$6.06B.