Manufacturers and Traders Trust Company
Buffalo, NY
IDRSSD: 501105
Total Assets
$212.89B
Latest filing
Total Deposits
$171.49B
Latest filing
Net Interest Margin
3.91%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Manufacturers and Traders Trust Company
1 M And T Plz
Buffalo, NY 14203
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1856FDIC Certificate 400
Branches (984)
Page 1 of 141| Name | Address | City / State |
|---|---|---|
| Manufacturers and Traders Trust Company (Main) | 1 M And T Plz | Buffalo, NY |
| NUNDA BRANCH | 6 State Street | Nunda, NY |
| CALVERT & FAYETTE BRANCH | 7 N Calvert St | Baltimore, MD |
| DOWNTOWN BINGHAMTON | 68 Exchange St | Binghamton, NY |
| FOUNTAIN PLAZA BRANCH | 1 Fountain Plz | Buffalo, NY |
| ELLENVILLE BRANCH | 80 N Main St | Ellenville, NY |
| PAWLING BRANCH | 180 Route 22 | Pawling, NY |
| CENTRAL BRANCH | 2664 Atlantic Ave | Brooklyn, NY |
Showing 7 of 984
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1856 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 14203 |
| State and County Number | 36029 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 02 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Washington |
| Core Based Statistical Area Name | Buffalo-Cheektowaga, NY |
Operational Info
| Number of Employees | 21,371 |
| Domestic Offices | 982 |
| Foreign Offices | 3 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.mtb.com |
| Data Updated | 01/30/2026 |
| CERT | 588 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $212.89B |
| Total Deposits | $171.49B |
| Total Liabilities | $184.55B |
| Total Equity Capital | $28.33B |
| Net Income | $799.59M |
| Net Loans and Leases | $136.67B |
| Assets Per Employee ($Millions) | $10.12M |
| Bank Premises and Fixed Assets | $1.60B |
| Cash and Balances due from Depository Institutions | $18.70B |
| Deposits Held in Domestic Offices | $171.47B |
Key Performance Ratios
| Return on Assets (ROA) | 1.51% |
| Return on Equity (ROE) | 11.3% |
| Net Interest Margin | 3.91% |
| Efficiency Ratio | 51.85% |
| Tier 1 Risk-Based Capital Ratio | 19,541,812% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.309% |
| Earning Assets to total Assets | 89.04% |
Income and Expense
| Total Interest Income | $2.63B |
| Total Noninterest Income | $564.12M |
| Total Interest Expense | $790.06M |
| Total Noninterest Expense | $1.26B |
| Net Interest Income | $1.84B |
| Pre-tax Net Operating Income | $1.02B |
| Provision for Credit Losses | $125.35M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $22.14M |
| Other borrowed funds | $7.79B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $48.87M |
| All Other Liabilities | $3.98B |
| Total Liabilities and Capital | $212.89B |
Securities
| Securities | $35.84B |
| Available-for-sale debt securities | $23.20B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $12.43B |
| Subordinated Debt | $1.24B |
| Trading Account Assets | $55.78M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Manufacturers and Traders Trust Company?
$212.89B as of the latest filing.
How much are Manufacturers and Traders Trust Company's total deposits?
$171.49B in total deposits.
Where is Manufacturers and Traders Trust Company located?
Buffalo, NY.
What is the Net Interest Margin?
3.91%.
How many domestic offices does it operate?
982.
When was it established?
01/01/1856.
What is the Return on Assets (ROA)?
1.51%.
How much are total loans and leases?
$136.67B (latest filing).
What is the total interest income (latest filing)?
$2.63B.