Manufacturers and Traders Trust Company
Buffalo, NY
IDRSSD: 501105
Total Assets
$210.74B
Latest filing
Total Deposits
$167.65B
Latest filing
Net Interest Margin
3.90%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Manufacturers and Traders Trust Company
1 M And T Plz
Buffalo, NY 14203
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1856FDIC Certificate 400
Branches (984)
Page 1 of 141| Name | Address | City / State |
|---|---|---|
| Manufacturers and Traders Trust Company (Main) | 1 M And T Plz | Buffalo, NY |
| NUNDA BRANCH | 6 State Street | Nunda, NY |
| CALVERT & FAYETTE BRANCH | 7 N Calvert St | Baltimore, MD |
| DOWNTOWN BINGHAMTON | 68 Exchange St | Binghamton, NY |
| FOUNTAIN PLAZA BRANCH | 1 Fountain Plz | Buffalo, NY |
| ELLENVILLE BRANCH | 80 N Main St | Ellenville, NY |
| PAWLING BRANCH | 180 Route 22 | Pawling, NY |
| CENTRAL BRANCH | 2664 Atlantic Ave | Brooklyn, NY |
Showing 7 of 984
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1856 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 14203 |
| State and County Number | 36029 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 02 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Washington |
| Core Based Statistical Area Name | Buffalo-Cheektowaga, NY |
Operational Info
| Number of Employees | 21,588 |
| Domestic Offices | 998 |
| Foreign Offices | 3 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.mtb.com |
| Data Updated | 11/14/2025 |
| CERT | 588 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $210.74B |
| Total Deposits | $167.65B |
| Total Liabilities | $182.48B |
| Total Equity Capital | $28.26B |
| Net Income | $796.56M |
| Net Loans and Leases | $134.87B |
| Assets Per Employee ($Millions) | $9.86M |
| Bank Premises and Fixed Assets | $1.59B |
| Cash and Balances due from Depository Institutions | $18.64B |
| Deposits Held in Domestic Offices | $167.63B |
Key Performance Ratios
| Return on Assets (ROA) | 1.51% |
| Return on Equity (ROE) | 11.25% |
| Net Interest Margin | 3.9% |
| Efficiency Ratio | 51.53% |
| Tier 1 Risk-Based Capital Ratio | 19,463,733% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.411% |
| Earning Assets to total Assets | 89.06% |
Income and Expense
| Total Interest Income | $2.68B |
| Total Noninterest Income | $571.65M |
| Total Interest Expense | $847.18M |
| Total Noninterest Expense | $1.25B |
| Net Interest Income | $1.83B |
| Pre-tax Net Operating Income | $1.03B |
| Provision for Credit Losses | $125.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $24.81M |
| Other borrowed funds | $9.69B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $59.49M |
| All Other Liabilities | $3.84B |
| Total Liabilities and Capital | $210.74B |
Securities
| Securities | $36.04B |
| Available-for-sale debt securities | $23.15B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $12.71B |
| Subordinated Debt | $1.24B |
| Trading Account Assets | $55.05M |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Manufacturers and Traders Trust Company?
$210.74B as of the latest filing.
How much are Manufacturers and Traders Trust Company's total deposits?
$167.65B in total deposits.
Where is Manufacturers and Traders Trust Company located?
Buffalo, NY.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
998.
When was it established?
01/01/1856.
What is the Return on Assets (ROA)?
1.51%.
How much are total loans and leases?
$134.87B (latest filing).
What is the total interest income (latest filing)?
$2.68B.