Minnwest Bank

Redwood Falls, MN
IDRSSD: 302656
Total Assets
$2.94B
Latest filing
Total Deposits
$2.58B
Latest filing
Net Interest Margin
3.93%
Profitability

Locations

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Main Office
Minnwest Bank
300 S Washington St
Redwood Falls, MN 56283
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/19/1941FDIC Certificate 11035

Branches (35)

Page 1 of 5
NameAddressCity / State
Minnwest Bank (Main)300 S Washington StRedwood Falls, MN
WILMONT BRANCH709 Main StWilmot, SD
WALDORF BRANCH102 Main StWaldorf, MN
DANUBE BRANCH200 Oak StDanube, MN
MINNWEST BANK METRO BRANCH1150 Yankee Doodle RdEagan, MN
SPRING VALLEY BRANCH112 W Main StSpring Valley, MN
MONTEVIDEO BRANCH1404 East State Highway 7Montevideo, MN
MARSHALL BRANCH301 Baseline RdMarshall, MN
Showing 7 of 35

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/19/1941
Community BankYes
Ownership TypeNot Mutual
ZIP56283
State and County Number27127
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees392
Domestic Offices36
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance11/28/1950
Primary Insurance AgencyDIF
Websitewww.minnwestbank.com
Data Updated11/14/2025
CERT16958
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.94B
Total Deposits$2.58B
Total Liabilities$2.62B
Total Equity Capital$317.20M
Net Income$8.42M
Net Loans and Leases$2.09B
Assets Per Employee ($Millions)$7.51M
Bank Premises and Fixed Assets$30.75M
Cash and Balances due from Depository Institutions$289.25M
Deposits Held in Domestic Offices$2.58B

Key Performance Ratios

Return on Assets (ROA)1.15%
Return on Equity (ROE)10.8%
Net Interest Margin3.93%
Efficiency Ratio58.34%
Tier 1 Risk-Based Capital Ratio12.51%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.14%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.798%
Earning Assets to total Assets94.23%

Income and Expense

Total Interest Income$40.49M
Total Noninterest Income$3.67M
Total Interest Expense$13.35M
Total Noninterest Expense$18.16M
Net Interest Income$27.14M
Pre-tax Net Operating Income$11.64M
Provision for Credit Losses$1.00M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$24.00k
Other borrowed funds$13.85M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$29.50M
Total Liabilities and Capital$2.94B

Securities

Securities$409.12M
Available-for-sale debt securities$409.12M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Minnwest Bank?
$2.94B as of the latest filing.
How much are Minnwest Bank's total deposits?
$2.58B in total deposits.
Where is Minnwest Bank located?
Redwood Falls, MN.
What is the Net Interest Margin?
3.93%.
How many domestic offices does it operate?
36.
When was it established?
05/19/1941.
What is the Return on Assets (ROA)?
1.15%.
How much are total loans and leases?
$2.09B (latest filing).
What is the total interest income (latest filing)?
$40.49M.