Peoples Community Bank SB of Monticello, Indiana
Monticello, IN
IDRSSD: 654579
Total Assets
$42.15M
Latest filing
Total Deposits
$19.54M
Latest filing
Net Interest Margin
3.28%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Peoples Community Bank SB of Monticello, Indiana
126 Constitution Plz
Monticello, IN 47960
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1899FDIC Certificate 42899
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Peoples Community Bank SB of Monticello, Indiana (Main) | 126 Constitution Plz | Monticello, IN | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | FDIC |
| Established Date | 01/01/1899 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 47960 |
| State and County Number | 18181 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 36 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.peoplesmonticello.com |
| Data Updated | 11/14/2025 |
| CERT | 30065 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $42.15M |
| Total Deposits | $19.54M |
| Total Liabilities | $28.72M |
| Total Equity Capital | $13.42M |
| Net Income | $34.00k |
| Net Loans and Leases | $39.39M |
| Assets Per Employee ($Millions) | $7.02M |
| Bank Premises and Fixed Assets | $193.00k |
| Cash and Balances due from Depository Institutions | $1.82M |
| Deposits Held in Domestic Offices | $19.54M |
Key Performance Ratios
| Return on Assets (ROA) | 0.32% |
| Return on Equity (ROE) | 1.01% |
| Net Interest Margin | 3.28% |
| Efficiency Ratio | 79.94% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 31.845% |
| Earning Assets to total Assets | 97.69% |
Income and Expense
| Total Interest Income | $646.00k |
| Total Noninterest Income | $2.00k |
| Total Interest Expense | $309.00k |
| Total Noninterest Expense | $271.00k |
| Net Interest Income | $337.00k |
| Pre-tax Net Operating Income | $68.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $9.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $184.00k |
| Total Liabilities and Capital | $42.15M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Community Bank SB of Monticello, Indiana?
$42.15M as of the latest filing.
How much are Peoples Community Bank SB of Monticello, Indiana's total deposits?
$19.54M in total deposits.
Where is Peoples Community Bank SB of Monticello, Indiana located?
Monticello, IN.
What is the Net Interest Margin?
3.28%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1899.
What is the Return on Assets (ROA)?
0.32%.
How much are total loans and leases?
$39.39M (latest filing).
What is the total interest income (latest filing)?
$646.00k.