The Buckholts State Bank

Buckholts, TX
IDRSSD: 53051
Total Assets
$132.32M
Latest filing
Total Deposits
$109.35M
Latest filing
Net Interest Margin
4.45%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1907
Community BankYes
Ownership TypeNot Mutual
ZIP76518
State and County Number48331
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees15
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.buckholtsbank.com
Data Updated11/14/2025
CERT11916
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$132.32M
Total Deposits$109.35M
Total Liabilities$109.54M
Total Equity Capital$22.78M
Net Income$987.00k
Net Loans and Leases$81.84M
Assets Per Employee ($Millions)$8.82M
Bank Premises and Fixed Assets$505.00k
Cash and Balances due from Depository Institutions$21.09M
Deposits Held in Domestic Offices$109.35M

Key Performance Ratios

Return on Assets (ROA)3.02%
Return on Equity (ROE)17.64%
Net Interest Margin4.45%
Efficiency Ratio33.8%
Tier 1 Risk-Based Capital Ratio28.216%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets17.215%
Earning Assets to total Assets98.26%

Income and Expense

Total Interest Income$1.78M
Total Noninterest Income$65.00k
Total Interest Expense$357.00k
Total Noninterest Expense$504.00k
Net Interest Income$1.43M
Pre-tax Net Operating Income$987.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$190.00k
Total Liabilities and Capital$132.32M

Securities

Securities$28.34M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$28.34M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Buckholts State Bank?
$132.32M as of the latest filing.
How much are The Buckholts State Bank's total deposits?
$109.35M in total deposits.
Where is The Buckholts State Bank located?
Buckholts, TX.
What is the Net Interest Margin?
4.45%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
3.02%.
How much are total loans and leases?
$81.84M (latest filing).
What is the total interest income (latest filing)?
$1.78M.