Peoples Bank

Chatham, LA
IDRSSD: 923257
Total Assets
$89.03M
Latest filing
Total Deposits
$75.29M
Latest filing
Net Interest Margin
6.01%
Profitability

Locations

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Main Office
Peoples Bank
6689 Highway 34
Chatham, LA 71226
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1908FDIC Certificate 5982

Branches (0)

Page 1 of 1
NameAddressCity / State
No branch data available.
Peoples Bank (Main)6689 Highway 34Chatham, LA

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1908
Community BankYes
Ownership TypeNot Mutual
ZIP71226
State and County Number22049
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees10
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.thepeoplesbankla.com
Data Updated11/14/2025
CERT9328
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$89.03M
Total Deposits$75.29M
Total Liabilities$76.07M
Total Equity Capital$12.96M
Net Income$917.00k
Net Loans and Leases$69.13M
Assets Per Employee ($Millions)$8.9M
Bank Premises and Fixed Assets$885.00k
Cash and Balances due from Depository Institutions$10.69M
Deposits Held in Domestic Offices$75.29M

Key Performance Ratios

Return on Assets (ROA)4.11%
Return on Equity (ROE)29.34%
Net Interest Margin6.01%
Efficiency Ratio39.99%
Tier 1 Risk-Based Capital Ratio15.01%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.559%
Earning Assets to total Assets89.08%

Income and Expense

Total Interest Income$1.87M
Total Noninterest Income$323.00k
Total Interest Expense$667.00k
Total Noninterest Expense$611.00k
Net Interest Income$1.21M
Pre-tax Net Operating Income$917.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$782.00k
Total Liabilities and Capital$89.03M

Securities

Securities$1.71M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.71M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Peoples Bank?
$89.03M as of the latest filing.
How much are Peoples Bank's total deposits?
$75.29M in total deposits.
Where is Peoples Bank located?
Chatham, LA.
What is the Net Interest Margin?
6.01%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1908.
What is the Return on Assets (ROA)?
4.11%.
How much are total loans and leases?
$69.13M (latest filing).
What is the total interest income (latest filing)?
$1.87M.