Peoples Bank

Chatham, LA
IDRSSD: 923257
Total Assets
$86.85M
Latest filing
Total Deposits
$73.76M
Latest filing
Net Interest Margin
4.54%
Profitability

Key People

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Locations

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Main Office
Peoples Bank
6689 Highway 34
Chatham, LA 71226
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1908FDIC Certificate 5982

Branches (0)

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NameAddressCity / State
No branch data available.
Peoples Bank (Main)6689 Highway 34Chatham, LA

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1908
Community BankYes
Ownership TypeNot Mutual
ZIP71226
State and County Number22049
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees10
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.thepeoplesbankla.com
Data Updated01/30/2026
CERT9328
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$86.85M
Total Deposits$73.76M
Total Liabilities$74.25M
Total Equity Capital$12.60M
Net Income$-362,000
Net Loans and Leases$66.35M
Assets Per Employee ($Millions)$8.69M
Bank Premises and Fixed Assets$867.00k
Cash and Balances due from Depository Institutions$11.23M
Deposits Held in Domestic Offices$73.76M

Key Performance Ratios

Return on Assets (ROA)-1.65%
Return on Equity (ROE)-11.33%
Net Interest Margin4.54%
Efficiency Ratio60.62%
Tier 1 Risk-Based Capital Ratio14.741%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets3.39%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.508%
Earning Assets to total Assets90.29%

Income and Expense

Total Interest Income$1.54M
Total Noninterest Income$79.00k
Total Interest Expense$641.00k
Total Noninterest Expense$591.00k
Net Interest Income$896.00k
Pre-tax Net Operating Income$-362,000
Provision for Credit Losses$746.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$489.00k
Total Liabilities and Capital$86.85M

Securities

Securities$1.77M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$1.77M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Peoples Bank?
$86.85M as of the latest filing.
How much are Peoples Bank's total deposits?
$73.76M in total deposits.
Where is Peoples Bank located?
Chatham, LA.
What is the Net Interest Margin?
4.54%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1908.
What is the Return on Assets (ROA)?
-1.65%.
How much are total loans and leases?
$66.35M (latest filing).
What is the total interest income (latest filing)?
$1.54M.