All Capital Bank
Locust Grove, OK
IDRSSD: 14650
Total Assets
$161.52M
Latest filing
Total Deposits
$144.53M
Latest filing
Net Interest Margin
5.24%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
103112730LOCUST GROVE, OK
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
All Capital Bank
124 E Main St
Locust Grove, OK 74352
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/06/1949FDIC Certificate 10904
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| All Capital Bank (Main) | 124 E Main St | Locust Grove, OK |
| ALL CAPITAL BANK - BRANCH 001 DETACHED DRIVE-IN FACILITY BRANCH | 210 E Main St | Locust Grove, OK |
| ALL CAPITAL BANK - BRANCH 002 | 4500 W Houston St | Broken Arrow, OK |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 06/06/1949 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 74352 |
| State and County Number | 40097 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/01/2023 |
| Date of Deposit Insurance | 06/06/1949 |
| Primary Insurance Agency | DIF |
| Website | www.banklg.com |
| Data Updated | 01/30/2026 |
| CERT | 16795 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $161.52M |
| Total Deposits | $144.53M |
| Total Liabilities | $145.60M |
| Total Equity Capital | $15.92M |
| Net Income | $649.00k |
| Net Loans and Leases | $127.96M |
| Assets Per Employee ($Millions) | $9.5M |
| Bank Premises and Fixed Assets | $1.98M |
| Cash and Balances due from Depository Institutions | $14.09M |
| Deposits Held in Domestic Offices | $144.53M |
Key Performance Ratios
| Return on Assets (ROA) | 1.75% |
| Return on Equity (ROE) | 17.57% |
| Net Interest Margin | 5.24% |
| Efficiency Ratio | 45.79% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.61% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.859% |
| Earning Assets to total Assets | 96.29% |
Income and Expense
| Total Interest Income | $2.79M |
| Total Noninterest Income | $148.00k |
| Total Interest Expense | $919.00k |
| Total Noninterest Expense | $925.00k |
| Net Interest Income | $1.87M |
| Pre-tax Net Operating Income | $868.00k |
| Provision for Credit Losses | $227.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $10.77M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.07M |
| Total Liabilities and Capital | $161.52M |
Securities
| Securities | $4.03M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $4.03M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of All Capital Bank?
$161.52M as of the latest filing.
How much are All Capital Bank's total deposits?
$144.53M in total deposits.
Where is All Capital Bank located?
Locust Grove, OK.
What is the Net Interest Margin?
5.24%.
How many domestic offices does it operate?
3.
When was it established?
06/06/1949.
What is the Return on Assets (ROA)?
1.75%.
How much are total loans and leases?
$127.96M (latest filing).
What is the total interest income (latest filing)?
$2.79M.