The Bank of Herrin
Herrin, IL
IDRSSD: 835444
Total Assets
$349.50M
Latest filing
Total Deposits
$326.86M
Latest filing
Net Interest Margin
3.48%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Bank of Herrin
101 S Park Ave
Herrin, IL 62948
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/12/1904FDIC Certificate 7222
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Bank of Herrin (Main) | 101 S Park Ave | Herrin, IL |
| CAMBRIA FACILITY | 501 S Maple St | Cambria, IL |
| ENERGY FACILITY | State Route 148 At Ford Street | Energy, IL |
| MARION BANKING CENTER BRANCH | 102 Comfort Dr | Marion, IL |
| CARTERVILLE FACILITY | 1001 S Division St | Carterville, IL |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/12/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62948 |
| State and County Number | 17199 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Carbondale-Marion, IL |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.BANKOFHERRIN.BANK |
| Data Updated | 01/30/2026 |
| CERT | 11310 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $349.50M |
| Total Deposits | $326.86M |
| Total Liabilities | $327.73M |
| Total Equity Capital | $21.77M |
| Net Income | $1.01M |
| Net Loans and Leases | $228.15M |
| Assets Per Employee ($Millions) | $6.35M |
| Bank Premises and Fixed Assets | $4.43M |
| Cash and Balances due from Depository Institutions | $12.00M |
| Deposits Held in Domestic Offices | $326.86M |
Key Performance Ratios
| Return on Assets (ROA) | 1.16% |
| Return on Equity (ROE) | 19.59% |
| Net Interest Margin | 3.48% |
| Efficiency Ratio | 73.15% |
| Tier 1 Risk-Based Capital Ratio | 12.458% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.229% |
| Earning Assets to total Assets | 93.97% |
Income and Expense
| Total Interest Income | $4.16M |
| Total Noninterest Income | $1.28M |
| Total Interest Expense | $1.29M |
| Total Noninterest Expense | $3.03M |
| Net Interest Income | $2.86M |
| Pre-tax Net Operating Income | $1.01M |
| Provision for Credit Losses | $100.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $875.00k |
| Total Liabilities and Capital | $349.50M |
Securities
| Securities | $94.83M |
| Available-for-sale debt securities | $94.83M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Bank of Herrin?
$349.50M as of the latest filing.
How much are The Bank of Herrin's total deposits?
$326.86M in total deposits.
Where is The Bank of Herrin located?
Herrin, IL.
What is the Net Interest Margin?
3.48%.
How many domestic offices does it operate?
5.
When was it established?
04/12/1904.
What is the Return on Assets (ROA)?
1.16%.
How much are total loans and leases?
$228.15M (latest filing).
What is the total interest income (latest filing)?
$4.16M.