First State Bank of Forrest

Forrest, IL
IDRSSD: 980438
Total Assets
$329.29M
Latest filing
Total Deposits
$276.51M
Latest filing
Net Interest Margin
3.67%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

071113049FORREST, IL

Key People

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Locations

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Main Office
First State Bank of Forrest
133 E Krack St
Forrest, IL 61741
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1914FDIC Certificate 7456

Branches (5)

Page 1 of 1
NameAddressCity / State
First State Bank of Forrest (Main)133 E Krack StForrest, IL
ERIE BRANCH915 8th AveErie, IL
PEORIA HEIGHTS BRANCH4717 N Prospect RdPeoria Heights, IL
FAIRBURY BRANCH603 W Oak StFairbury, IL
115 N CHESTNUT ST BRANCH115 N Chestnut StOnarga, IL
MAHOMET BRANCH1004 Purnell DrMahomet, IL
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1914
Community BankYes
Ownership TypeNot Mutual
ZIP61741
State and County Number17105
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NamePontiac, IL

Operational Info

Number of Employees54
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://wwwfsbforrest.com
Data Updated01/30/2026
CERT11669
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$329.29M
Total Deposits$276.51M
Total Liabilities$300.05M
Total Equity Capital$29.24M
Net Income$1.26M
Net Loans and Leases$280.75M
Assets Per Employee ($Millions)$6.1M
Bank Premises and Fixed Assets$4.27M
Cash and Balances due from Depository Institutions$21.79M
Deposits Held in Domestic Offices$276.51M

Key Performance Ratios

Return on Assets (ROA)1.54%
Return on Equity (ROE)17.67%
Net Interest Margin3.67%
Efficiency Ratio58.21%
Tier 1 Risk-Based Capital Ratio11.172%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.879%
Earning Assets to total Assets95.02%

Income and Expense

Total Interest Income$4.83M
Total Noninterest Income$355.00k
Total Interest Expense$1.97M
Total Noninterest Expense$1.87M
Net Interest Income$2.85M
Pre-tax Net Operating Income$1.27M
Provision for Credit Losses$75.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$23.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$543.00k
Total Liabilities and Capital$329.29M

Securities

Securities$16.89M
Available-for-sale debt securities$16.85M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$44.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First State Bank of Forrest?
$329.29M as of the latest filing.
How much are First State Bank of Forrest's total deposits?
$276.51M in total deposits.
Where is First State Bank of Forrest located?
Forrest, IL.
What is the Net Interest Margin?
3.67%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1914.
What is the Return on Assets (ROA)?
1.54%.
How much are total loans and leases?
$280.75M (latest filing).
What is the total interest income (latest filing)?
$4.83M.