Bank of Gibson City
Gibson City, IL
IDRSSD: 932633
Total Assets
$146.49M
Latest filing
Total Deposits
$120.42M
Latest filing
Net Interest Margin
3.14%
Profitability
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The First National Bank of Arenzville
Arenzville, Illinois
→
Assets: $146.06MΔ -0.3%
Heritage Bank of Schaumburg
Schaumburg, Illinois
→
Assets: $147.61MΔ +0.8%
Union Federal Savings and Loan Association
Kewanee, Illinois
→
Assets: $145.19MΔ -0.9%
Southern Illinois Bank
Johnston City, Illinois
→
Assets: $148.07MΔ +1.1%
The Iuka State Bank
Salem, Illinois
→
Assets: $142.41MΔ -2.8%
Philo Exchange Bank
Philo, Illinois
→
Assets: $140.10MΔ -4.4%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/09/1979 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60936 |
| State and County Number | 17053 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/10/2025 |
| Date of Deposit Insurance | 04/09/1979 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 22838 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $146.49M |
| Total Deposits | $120.42M |
| Total Liabilities | $132.05M |
| Total Equity Capital | $14.44M |
| Net Income | $484.00k |
| Net Loans and Leases | $102.12M |
| Assets Per Employee ($Millions) | $11.27M |
| Bank Premises and Fixed Assets | $592.00k |
| Cash and Balances due from Depository Institutions | $8.94M |
| Deposits Held in Domestic Offices | $120.42M |
Key Performance Ratios
| Return on Assets (ROA) | 1.34% |
| Return on Equity (ROE) | 13.45% |
| Net Interest Margin | 3.14% |
| Efficiency Ratio | 50.91% |
| Tier 1 Risk-Based Capital Ratio | 10.948% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.855% |
| Earning Assets to total Assets | 92.87% |
Income and Expense
| Total Interest Income | $1.70M |
| Total Noninterest Income | $215.00k |
| Total Interest Expense | $642.00k |
| Total Noninterest Expense | $646.00k |
| Net Interest Income | $1.05M |
| Pre-tax Net Operating Income | $599.00k |
| Provision for Credit Losses | $24.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $11.05M |
| All Other Liabilities | $580.00k |
| Total Liabilities and Capital | $146.49M |
Securities
| Securities | $26.20M |
| Available-for-sale debt securities | $26.20M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of Gibson City?
$146.49M as of the latest filing.
How much are Bank of Gibson City's total deposits?
$120.42M in total deposits.
Where is Bank of Gibson City located?
Gibson City, IL.
What is the Net Interest Margin?
3.14%.
How many domestic offices does it operate?
1.
When was it established?
04/09/1979.
What is the Return on Assets (ROA)?
1.34%.
How much are total loans and leases?
$102.12M (latest filing).
What is the total interest income (latest filing)?
$1.70M.