The Bank of Commerce
Ammon, ID
IDRSSD: 324863
Total Assets
$2.29B
Latest filing
Total Deposits
$1.90B
Latest filing
Net Interest Margin
4.74%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Bank of Commerce
3113 S 25th E
Ammon, ID 83406
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/01/1959FDIC Certificate 11983
Branches (16)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| The Bank of Commerce (Main) | 3113 S 25th E | Ammon, ID |
| DOWNTOWN BRANCH | 375 Yellowstone Ave | Idaho Falls, ID |
| IDAHO FALLS - EASTSIDE BRANCH | 1770 E 17th St | Idaho Falls, ID |
| SHELLEY BRANCH | 290 S State St | Shelley, ID |
| IDAHO FALLS - WESTSIDE BRANCH | 1730 W Broadway St | Idaho Falls, ID |
| RIRIE BRANCH | 386 Main St | Ririe, ID |
| REXBURG BRANCH | 184 E 2nd N | Rexburg, ID |
| DRIGGS BRANCH | 65 E Wallace Ave | Driggs, ID |
Showing 7 of 16
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/01/1959 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 83406 |
| State and County Number | 16019 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Idaho Falls, ID |
Operational Info
| Number of Employees | 225 |
| Domestic Offices | 17 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/25/2022 |
| Date of Deposit Insurance | 08/01/1959 |
| Primary Insurance Agency | DIF |
| Website | www.bofc.bank |
| Data Updated | 11/14/2025 |
| CERT | 18059 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.29B |
| Total Deposits | $1.90B |
| Total Liabilities | $1.96B |
| Total Equity Capital | $331.33M |
| Net Income | $13.67M |
| Net Loans and Leases | $1.53B |
| Assets Per Employee ($Millions) | $10.48M |
| Bank Premises and Fixed Assets | $16.96M |
| Cash and Balances due from Depository Institutions | $258.20M |
| Deposits Held in Domestic Offices | $1.90B |
Key Performance Ratios
| Return on Assets (ROA) | 2.44% |
| Return on Equity (ROE) | 16.97% |
| Net Interest Margin | 4.74% |
| Efficiency Ratio | 31.29% |
| Tier 1 Risk-Based Capital Ratio | 20.878% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.442% |
| Earning Assets to total Assets | 93.87% |
Income and Expense
| Total Interest Income | $33.93M |
| Total Noninterest Income | $1.67M |
| Total Interest Expense | $8.99M |
| Total Noninterest Expense | $8.33M |
| Net Interest Income | $24.94M |
| Pre-tax Net Operating Income | $18.09M |
| Provision for Credit Losses | $188.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $50.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $37.40M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $12.80M |
| Total Liabilities and Capital | $2.29B |
Securities
| Securities | $381.94M |
| Available-for-sale debt securities | $171.58M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $210.44M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Bank of Commerce?
$2.29B as of the latest filing.
How much are The Bank of Commerce's total deposits?
$1.90B in total deposits.
Where is The Bank of Commerce located?
Ammon, ID.
What is the Net Interest Margin?
4.74%.
How many domestic offices does it operate?
17.
When was it established?
08/01/1959.
What is the Return on Assets (ROA)?
2.44%.
How much are total loans and leases?
$1.53B (latest filing).
What is the total interest income (latest filing)?
$33.93M.