Austin Bank, Texas National Association
Jacksonville, TX
IDRSSD: 548351
Total Assets
$3.22B
Latest filing
Total Deposits
$2.71B
Latest filing
Net Interest Margin
5.15%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Austin Bank, Texas National Association
200 E Commerce St
Jacksonville, TX 75766
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/01/1900FDIC Certificate 2117
Branches (38)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| Austin Bank, Texas National Association (Main) | 200 E Commerce St | Jacksonville, TX |
| GRAND SALINE BRANCH | 139 N Main St | Grand Saline, TX |
| BIG SANDY BRANCH | 108 E Broadway St | Big Sandy, TX |
| WHITEHOUSE BRANCH | 100 Horton St | Whitehouse, TX |
| KILGORE BRANCH | 1006 Stone Rd | Kilgore, TX |
| CHASEWOOD BRANCH | 20333 State Highway 249 | Houston, TX |
| LONGVIEW GREGGTON BRANCH | 3400 W Marshall Ave | Longview, TX |
| SOUTH JACKSONVILLE BRANCH | 1700 S Jackson St | Jacksonville, TX |
Showing 7 of 38
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 10/01/1900 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75766 |
| State and County Number | 48073 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Jacksonville, TX |
Operational Info
| Number of Employees | 529 |
| Domestic Offices | 38 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 02/14/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.austinbank.com |
| Data Updated | 01/30/2026 |
| CERT | 3276 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $3.22B |
| Total Deposits | $2.71B |
| Total Liabilities | $2.74B |
| Total Equity Capital | $477.80M |
| Net Income | $17.74M |
| Net Loans and Leases | $2.49B |
| Assets Per Employee ($Millions) | $6.11M |
| Bank Premises and Fixed Assets | $45.48M |
| Cash and Balances due from Depository Institutions | $218.36M |
| Deposits Held in Domestic Offices | $2.71B |
Key Performance Ratios
| Return on Assets (ROA) | 2.21% |
| Return on Equity (ROE) | 15.08% |
| Net Interest Margin | 5.15% |
| Efficiency Ratio | 51.36% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.845% |
| Earning Assets to total Assets | 94.15% |
Income and Expense
| Total Interest Income | $49.57M |
| Total Noninterest Income | $7.25M |
| Total Interest Expense | $10.54M |
| Total Noninterest Expense | $23.79M |
| Net Interest Income | $39.03M |
| Pre-tax Net Operating Income | $22.23M |
| Provision for Credit Losses | $273.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $2.40M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $33.28M |
| Total Liabilities and Capital | $3.22B |
Securities
| Securities | $364.27M |
| Available-for-sale debt securities | $344.29M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $19.99M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Austin Bank, Texas National Association?
$3.22B as of the latest filing.
How much are Austin Bank, Texas National Association's total deposits?
$2.71B in total deposits.
Where is Austin Bank, Texas National Association located?
Jacksonville, TX.
What is the Net Interest Margin?
5.15%.
How many domestic offices does it operate?
38.
When was it established?
10/01/1900.
What is the Return on Assets (ROA)?
2.21%.
How much are total loans and leases?
$2.49B (latest filing).
What is the total interest income (latest filing)?
$49.57M.