The Apple Creek Banking Company
Apple Creek, OH
IDRSSD: 213912
Total Assets
$264.51M
Latest filing
Total Deposits
$237.48M
Latest filing
Net Interest Margin
4.71%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Apple Creek Banking Company
3 W Main St
Apple Creek, OH 44606
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/01/1904FDIC Certificate 467
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Apple Creek Banking Company (Main) | 3 W Main St | Apple Creek, OH |
| NORTH WOOSTER BRANCH | 4500 Cleveland Rd | Wooster, OH |
| WOOSTER BRANCH | 155 S Market St | Wooster, OH |
| CANAL FULTON BRANCH | 2414 Locust St S | Canal Fulton, OH |
| NEW FRANKLIN BRANCH | 5091 Manchester Rd | Akron, OH |
| BEACH CITY BRANCH | 105 2nd Ave Ne | Beach City, OH |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 02/01/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 44606 |
| State and County Number | 39169 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Wooster, OH |
Operational Info
| Number of Employees | 53 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.applecreekbank.com |
| Data Updated | 11/14/2025 |
| CERT | 737 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $264.51M |
| Total Deposits | $237.48M |
| Total Liabilities | $242.55M |
| Total Equity Capital | $21.97M |
| Net Income | $681.00k |
| Net Loans and Leases | $220.80M |
| Assets Per Employee ($Millions) | $5.09M |
| Bank Premises and Fixed Assets | $3.37M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $237.48M |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 12.72% |
| Net Interest Margin | 4.71% |
| Efficiency Ratio | 62.08% |
| Tier 1 Risk-Based Capital Ratio | 10.686% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.305% |
| Earning Assets to total Assets | 93.99% |
Income and Expense
| Total Interest Income | $3.70M |
| Total Noninterest Income | $137.00k |
| Total Interest Expense | $815.00k |
| Total Noninterest Expense | $1.88M |
| Net Interest Income | $2.89M |
| Pre-tax Net Operating Income | $1.07M |
| Provision for Credit Losses | $72.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $175.00k |
| Other borrowed funds | $3.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.57M |
| Total Liabilities and Capital | $264.51M |
Securities
| Securities | $24.51M |
| Available-for-sale debt securities | $24.51M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Apple Creek Banking Company?
$264.51M as of the latest filing.
How much are The Apple Creek Banking Company's total deposits?
$237.48M in total deposits.
Where is The Apple Creek Banking Company located?
Apple Creek, OH.
What is the Net Interest Margin?
4.71%.
How many domestic offices does it operate?
6.
When was it established?
02/01/1904.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$220.80M (latest filing).
What is the total interest income (latest filing)?
$3.70M.