Institution Class	Commercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary Regulator	OCC
Established Date	01/01/1887
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	51031
State and County Number	19149
Subchapter S Corporations	Yes
Trust Powers	Full Trust Powers Granted
Federal Reserve ID Number	07
Numeric code	3
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	Kansas City
Core Based Statistical Area Name	N/A

Operational Info

Number of Employees	48
Domestic Offices	2
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	06/30/2024
Date of Deposit Insurance	01/01/1934
Primary Insurance Agency	DIF
Website	www.am-bank.com
Data Updated	01/30/2026
CERT	5800
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$554.12M
Total Deposits	$456.38M
Total Liabilities	$496.64M
Total Equity Capital	$57.48M
Net Income	$2.56M
Net Loans and Leases	$495.41M
Assets Per Employee ($Millions)	$11.08M
Bank Premises and Fixed Assets	$11.70M
Cash and Balances due from Depository Institutions	$28.78M
Deposits Held in Domestic Offices	$456.38M

Return on Assets (ROA)	1.88%
Return on Equity (ROE)	18.18%
Net Interest Margin	3.45%
Efficiency Ratio	49.22%
Tier 1 Risk-Based Capital Ratio	11.386%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	10.373%
Earning Assets to total Assets	94.02%

Total Interest Income	$7.70M
Total Noninterest Income	$816.00k
Total Interest Expense	$3.30M
Total Noninterest Expense	$2.57M
Net Interest Income	$4.40M
Pre-tax Net Operating Income	$2.65M
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	—
Other Real Estate Owned	$0
Other borrowed funds	$37.50M
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$2.76M
Total Liabilities and Capital	$554.12M

Securities	$5.76M
Available-for-sale debt securities	$5.76M
Equity securities with readily determinable fair values not held for trading	—
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of American Bank, National Association?

$554.12M as of the latest filing.

How much are American Bank, National Association's total deposits?

$456.38M in total deposits.

Where is American Bank, National Association located?

Le Mars, IA.

What is the Net Interest Margin?

3.45%.

How many domestic offices does it operate?

When was it established?

01/01/1887.

What is the Return on Assets (ROA)?

1.88%.

How much are total loans and leases?

$495.41M (latest filing).

What is the total interest income (latest filing)?

$7.70M.