NEW FRONTIER BANK
Saint Charles, MO
IDRSSD: 2917184
Total Assets
$168.07M
Latest filing
Total Deposits
$151.57M
Latest filing
Net Interest Margin
3.82%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
NEW FRONTIER BANK
1771 Zumbehl Rd
Saint Charles, MO 63303
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/16/2000FDIC Certificate 291929
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| NEW FRONTIER BANK (Main) | 1771 Zumbehl Rd | Saint Charles, MO |
| ELM BRANCH | 3773 Elm St | Saint Charles, MO |
| LAKE ST. LOUIS BRANCH | 100 Ridgeway Cove Ln. | Lake Saint Louis, MO |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 10/16/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63303 |
| State and County Number | 29183 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | St. Louis, MO-IL |
Operational Info
| Number of Employees | 25 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/16/2000 |
| Primary Insurance Agency | DIF |
| Website | www.newfb.com |
| Data Updated | 11/14/2025 |
| CERT | 35597 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $168.07M |
| Total Deposits | $151.57M |
| Total Liabilities | $152.65M |
| Total Equity Capital | $15.41M |
| Net Income | $391.00k |
| Net Loans and Leases | $124.05M |
| Assets Per Employee ($Millions) | $6M |
| Bank Premises and Fixed Assets | $7.01M |
| Cash and Balances due from Depository Institutions | $8.45M |
| Deposits Held in Domestic Offices | $151.57M |
Key Performance Ratios
| Return on Assets (ROA) | 0.94% |
| Return on Equity (ROE) | 10.28% |
| Net Interest Margin | 3.82% |
| Efficiency Ratio | 71.67% |
| Tier 1 Risk-Based Capital Ratio | 10.441% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.172% |
| Earning Assets to total Assets | 91.72% |
Income and Expense
| Total Interest Income | $2.39M |
| Total Noninterest Income | $65.00k |
| Total Interest Expense | $926.00k |
| Total Noninterest Expense | $1.11M |
| Net Interest Income | $1.46M |
| Pre-tax Net Operating Income | $391.00k |
| Provision for Credit Losses | $25.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.08M |
| Total Liabilities and Capital | $168.07M |
Securities
| Securities | $23.65M |
| Available-for-sale debt securities | $23.65M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of NEW FRONTIER BANK?
$168.07M as of the latest filing.
How much are NEW FRONTIER BANK's total deposits?
$151.57M in total deposits.
Where is NEW FRONTIER BANK located?
Saint Charles, MO.
What is the Net Interest Margin?
3.82%.
How many domestic offices does it operate?
3.
When was it established?
10/16/2000.
What is the Return on Assets (ROA)?
0.94%.
How much are total loans and leases?
$124.05M (latest filing).
What is the total interest income (latest filing)?
$2.39M.