State Rankings & Insights
See how banks across CALIFORNIA rank on Net Interest Margin for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 3.64%
- Median: 3.55%
- Min / Max: 0.00% — 7.94%
Top banks by Net Interest Margin in CALIFORNIA
CALIFORNIA INTL BANK N A – WESTMINSTERCALIFORNIA PACIFIC BANK – HAYWARDFIRST CREDIT BANK – LOS ANGELESCOLUMN NATIONAL ASSN – CHICOTUSTIN COMMUNITY BANK – TUSTININFINITY BANK – SANTA ANAFFB BANK – FRESNOBLACKROCK INSTL TR CO NA – SAN FRANCISCOSANTA CRUZ COUNTY BANK – SANTA CRUZFIRST GENERAL BANK – ROWLAND HEIGHTS
Count
129
Sum
469.39%
Avg
3.64%
Median
3.55%
Min
0.00%
Max
7.94%
| Bank | City | Net Interest Margin |
|---|---|---|
| CALIFORNIA INTL BANK N A | WESTMINSTER | 7.94% |
| CALIFORNIA PACIFIC BANK | HAYWARD | 7.38% |
| FIRST CREDIT BANK | LOS ANGELES | 6.42% |
| COLUMN NATIONAL ASSN | CHICO | 6.38% |
| TUSTIN COMMUNITY BANK | TUSTIN | 5.70% |
| INFINITY BANK | SANTA ANA | 5.56% |
| FFB BANK | FRESNO | 5.51% |
| BLACKROCK INSTL TR CO NA | SAN FRANCISCO | 5.42% |
| SANTA CRUZ COUNTY BANK | SANTA CRUZ | 5.33% |
| FIRST GENERAL BANK | ROWLAND HEIGHTS | 5.29% |
| SUMMIT BANK | OAKLAND | 5.26% |
| DEUTSCHE BANK NATIONAL TR CO | LOS ANGELES | 5.05% |
| PLUMAS BANK | QUINCY | 5.02% |
| MISSION VALLEY BANK | SUN VALLEY | 4.94% |
| LEGACY BANK | MURRIETA | 4.94% |
| HATCH BANK | SAN MARCOS | 4.93% |
| CALIFORNIA BK OF COM NA | SAN DIEGO | 4.83% |
| AXOS BANK | SAN DIEGO | 4.82% |
| CALPRIVATE BANK | LA JOLLA | 4.73% |
| BALBOA THRIFT&LOAN ASSN | CHULA VISTA | 4.63% |
| UNITED SECURITY BANK | FRESNO | 4.60% |
| BANK OF NY MELLON TR CO NA | LOS ANGELES | 4.53% |
| COMMUNITY VALLEY BANK | EL CENTRO | 4.50% |
| ENDEAVOR BANK | SAN DIEGO | 4.45% |
| MURPHY BANK | FRESNO | 4.24% |
| ALTOS BANK | LOS ALTOS | 4.23% |
| PINNACLE BANK | GILROY | 4.21% |
| BANK OF SAN FRANCISCO | SAN FRANCISCO | 4.18% |
| COMMUNITY WEST BANK | FRESNO | 4.17% |
| FARMERS&MERCHANTS BK CNTL CA | LODI | 4.16% |
| BESSEMER TR CO OF CA NA | SAN FRANCISCO | 4.12% |
| CALIFORNIA BUSINESS BANK | IRVINE | 4.12% |
| NEW OMNI BANK NATIONAL ASSN | ALHAMBRA | 4.09% |
| MISSION BANK | BAKERSFIELD | 4.09% |
| FREMONT BANK | FREMONT | 4.05% |
| HOME BANK OF CALIFORNIA | SAN DIEGO | 4.05% |
| OAK VALLEY COMMUNITY BANK | OAKDALE | 4.05% |
| WESTAMERICA BANK | SAN RAFAEL | 4.05% |
| AMERICAN CONTINENTAL BANK | CITY OF INDUSTRY | 4.02% |
| HCN BANK | RIVERSIDE | 4.01% |
| REDWOOD CAPITAL BANK | EUREKA | 4.00% |
| UNITED PACIFIC BANK | CITY OF INDUSTRY | 3.97% |
| COMMUNITY BK OF SANTA MARIA | SANTA MARIA | 3.94% |
| GOLDEN STATE BANK | GLENDALE | 3.92% |
| UNITED BUSINESS BANK | WALNUT CREEK | 3.91% |
| MEGA BANK | SAN GABRIEL | 3.88% |
| TRI COUNTIES BANK | CHICO | 3.84% |
| NANO BANC | IRVINE | 3.84% |
| ICON BUSINESS BANK | RIVERSIDE | 3.82% |
| BANK OF THE SIERRA | PORTERVILLE | 3.80% |
| AMERICAN RIVIERA BANK | SANTA BARBARA | 3.76% |
| BENEFICIAL STATE BANK | OAKLAND | 3.71% |
| BANK IRVINE | IRVINE | 3.71% |
| EVERTRUST BANK | CITY OF INDUSTRY | 3.70% |
| PREFERRED BANK | LOS ANGELES | 3.69% |
| BANK OF THE ORIENT | SAN FRANCISCO | 3.62% |
| METROPOLITAN BANK | OAKLAND | 3.62% |
| FIRST NORTHERN BANK OF DIXON | DIXON | 3.62% |
| AMERICAN PLUS BANK N A | ARCADIA | 3.61% |
| C3BANK NATIONAL ASSN | ENCINITAS | 3.60% |
| AVIDBANK | SAN JOSE | 3.56% |
| SMBC MANUBANK | LOS ANGELES | 3.55% |
| EASTERN INTERNATIONAL BANK | LOS ANGELES | 3.55% |
| AMERICAN BUSINESS BANK | LOS ANGELES | 3.55% |
| CAPITAL BANK&TRUST CO | IRVINE | 3.55% |
| FIVE STAR BANK | ROSEVILLE | 3.55% |
| COMMERCIAL BANK OF CA | IRVINE | 3.54% |
| HERITAGE BANK OF COMMERCE | SAN JOSE | 3.46% |
| FIRST COMMERCIAL BANK USA | ALHAMBRA | 3.46% |
| CORNERSTONE COMMUNITY BANK | RED BLUFF | 3.46% |
| CHINO COMMERCIAL BANK N A | CHINO | 3.45% |
| MECHANICS BANK | WALNUT CREEK | 3.44% |
| BEACH CITIES COMMERCIAL BANK | IRVINE | 3.44% |
| COMMONWEALTH BUSINESS BANK | LOS ANGELES | 3.39% |
| FIRST PACIFIC BANK | WHITTIER | 3.37% |
| MONTEREY COUNTY BANK | MONTEREY | 3.34% |
| EAST WEST BANK | PASADENA | 3.34% |
| MALAGA BANK FSB | PALOS VERDES PEN | 3.33% |
| SVG BANK OF MENDOCINO COUNTY | UKIAH | 3.33% |
| RIVER VALLEY COMMUNITY BANK | YUBA CITY | 3.31% |
| PACIFIC VALLEY BANK | SALINAS | 3.30% |
| CATHAY BANK | LOS ANGELES | 3.29% |
| CITIZENS BUSINESS BANK | ONTARIO | 3.27% |
| PCB BANK | LOS ANGELES | 3.26% |
| BANC OF CALIFORNIA | LOS ANGELES | 3.23% |
| PACIFIC PREMIER BANK NA | IRVINE | 3.23% |
| NEIGHBORHOOD NATIONAL BANK | EL CAJON | 3.23% |
| BANK OF STOCKTON | STOCKTON | 3.21% |
| CITY NATIONAL BANK | LOS ANGELES | 3.21% |
| SUMMIT STATE BANK | SANTA ROSA | 3.19% |
| MONTECITO BANK&TRUST | SANTA BARBARA | 3.18% |
| BAC COMMUNITY BANK | STOCKTON | 3.11% |
| GOLDEN VALLEY BANK | CHICO | 3.11% |
| HANMI BANK | LOS ANGELES | 3.07% |
| BEACON BUSINESS BANK NA | SAN FRANCISCO | 3.07% |
| PROVIDENT SAVINGS BANK FSB | RIVERSIDE | 3.06% |
| COMMUNITY COMMERCE BANK | CLAREMONT | 3.03% |
| ROYAL BUSINESS BANK | LOS ANGELES | 3.03% |
| FIRST AMERICAN TRUST FSB | SANTA ANA | 3.01% |
| OPEN BANK | LOS ANGELES | 3.00% |
| US METRO BANK | GARDEN GROVE | 3.00% |
| PARTNERS BANK OF CALIFORNIA | MISSION VIEJO | 2.98% |
| ASIAN PACIFIC NATIONAL BANK | SAN GABRIEL | 2.96% |
| BANK OF MARIN | NOVATO | 2.93% |
| UNIVERSAL BANK | WEST COVINA | 2.90% |
| GBC INTERNATIONAL BANK | LOS ANGELES | 2.89% |
| CTBC BANK CORP USA | LOS ANGELES | 2.88% |
| COMMERCE WEST BANK | IRVINE | 2.84% |
| PACIFIC COAST BANKERS BANK | WALNUT CREEK | 2.80% |
| EXCHANGE BANK | SANTA ROSA | 2.75% |
| STATE BANK OF INDIA CA | LOS ANGELES | 2.68% |
| GENESIS BANK | NEWPORT BEACH | 2.67% |
| EL DORADO SAVINGS BANK FSB | PLACERVILLE | 2.64% |
| POPPY BANK | SANTA ROSA | 2.64% |
| RIVER CITY BANK | SACRAMENTO | 2.63% |
| BANK OF HOPE | LOS ANGELES | 2.60% |
| FIRST FS&LA OF SAN RAFAEL | SAN RAFAEL | 2.58% |
| LIBERTY BANK NATIONAL ASSN | IRVINE | 2.48% |
| PACIFIC ALLIANCE BANK | SAN GABRIEL | 2.44% |
| MISSION NATIONAL BANK | SAN FRANCISCO | 2.38% |
| STATE STREET B&T CO OF CA NA | IRVINE | 2.31% |
| FARMERS&MERCHANTS BK LONG BE | LONG BEACH | 2.29% |
| GATEWAY BANK FSB | OAKLAND | 2.02% |
| BANK OF WHITTIER NA | WHITTIER | 1.94% |
| FIRST FOUNDATION BANK | IRVINE | 1.81% |
| BANK OF AMERICA CA NA | SAN FRANCISCO | 1.49% |
| EH NATIONAL BANK | BEVERLY HILLS | 1.24% |
| MIZRAHI TEFAHOT BANK LTD | LOS ANGELES | 0.00% |
| BANK OF CHINA | LOS ANGELES | 0.00% |