State Rankings & Insights
See how banks across TEXAS rank on Efficiency Ratio for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 69.39%
- Median: 63.57%
- Min / Max: 15.67% — 1235.47%
Top banks by Efficiency Ratio in TEXAS
Count
377
Sum
26160.20%
Avg
69.39%
Median
63.57%
Min
15.67%
Max
1235.47%
| Bank | City | Efficiency Ratio |
|---|---|---|
| FUNDBANK NATIONAL ASSN | AUSTIN | 1235.47% |
| XD BANK | PLANO | 490.00% |
| INTEGRITY BANK SSB | HOUSTON | 185.07% |
| BANK OF BRENHAM NA | BRENHAM | 181.02% |
| FAYETTEVILLE BANK | FAYETTEVILLE | 150.08% |
| GRANGER NATIONAL BANK | GRANGER | 138.23% |
| TRUSTTEXAS BANK SSB | CUERO | 120.14% |
| AVANA BANK | ABILENE | 118.85% |
| AMERICAN STATE BANK | ARP | 118.81% |
| POWELL STATE BANK | POWELL | 115.66% |
| AGILITY BANK NATIONAL ASSN | HOUSTON | 111.49% |
| CITIZENS STATE BANK | GANADO | 111.23% |
| STATE NATIONAL BANK | GROOM | 110.80% |
| DALHART FS&LA SSB | DALHART | 109.42% |
| COMMERCE BANK TEXAS | STOCKDALE | 105.01% |
| FIRST NB OF LAKE JACKSON | LAKE JACKSON | 100.33% |
| CITIZENS STATE BANK | ROMA | 98.24% |
| TEXAS NATIONAL BANK | SWEETWATER | 98.24% |
| FIRST NB OF SHINER | SHINER | 98.17% |
| MAPLEMARK BANK | DALLAS | 97.78% |
| CITIZENS STATE BANK | BUFFALO | 96.79% |
| HIGHTOWER TRUST CO NA | HOUSTON | 95.97% |
| HERRING BANK | AMARILLO | 94.09% |
| UNITY NB OF HOUSTON | HOUSTON | 93.86% |
| TBK BANK SSB | DALLAS | 93.67% |
| SPECTRA BANK | FORT WORTH | 93.36% |
| SPUR SECURITY BANK | SPUR | 92.84% |
| AUSTIN CAPITAL BANK SSB | AUSTIN | 91.78% |
| COLONIAL SAVINGS FA | FORT WORTH | 91.62% |
| TEXANA BANK NATIONAL ASSN | LINDEN | 91.57% |
| CENDERA BANK NATIONAL ASSN | BELLS | 90.30% |
| TEXAS REGIONAL BANK | HARLINGEN | 90.17% |
| GRAHAM SAVINGS&LOAN SSB | GRAHAM | 89.77% |
| LONE STAR CAPITAL BANK NA | SAN ANTONIO | 89.39% |
| CITY NATIONAL BANK | CORSICANA | 89.03% |
| BRAZOS NATIONAL BANK | RICHWOOD | 88.02% |
| ROBERT LEE STATE BANK | ROBERT LEE | 87.32% |
| FIRST NB OF BELLVILLE | BELLVILLE | 87.31% |
| NATIONAL BANK&TRUST | LA GRANGE | 86.94% |
| FIDELITY BANK OF TEXAS | WACO | 86.27% |
| FIRST NATIONAL BANK TEXAS | KILLEEN | 86.17% |
| NORTH DALLAS BANK&TRUST CO | DALLAS | 86.11% |
| FIRST NB OF SONORA | SONORA | 84.70% |
| CYPRESS BANK SSB | PITTSBURG | 84.46% |
| NORMANGEE STATE BANK | NORMANGEE | 84.41% |
| OZONA BANK | OZONA | 84.11% |
| TXN BANK | HONDO | 84.02% |
| HASKELL NATIONAL BANK | HASKELL | 83.67% |
| CITIZENS NATIONAL BANK | CROCKETT | 83.54% |
| FIRST STATE BANK | GAINESVILLE | 83.47% |
| R BANK | ROUND ROCK | 83.00% |
| FIRST FED BK LITTLEFIELD TX | LITTLEFIELD | 82.88% |
| FIRST STATE BANK OF TEXAS | ORANGE | 82.85% |
| FIRST-LOCKHART NATIONAL BANK | LOCKHART | 82.30% |
| FIRST NB&T CO OF WEATHERFORD | WEATHERFORD | 81.52% |
| FIRST NB OF ASPERMONT | ASPERMONT | 81.48% |
| CITIZENS BANK | KILGORE | 81.42% |
| CORNERSTONE CAPITAL BANK SSB | HOUSTON | 81.35% |
| TEXAS GULF BANK NA | HOUSTON | 80.89% |
| FIRST NATIONAL BANK | ROTAN | 79.43% |
| CITIZENS STB OF LULING | LULING | 79.15% |
| JEFFERSON BANK | SAN ANTONIO | 78.55% |
| LYTLE STB OF LYTLE TEXAS | LYTLE | 78.45% |
| GULF CAPITAL BANK | HOUSTON | 77.90% |
| FIRST STB OF SAN DIEGO | SAN DIEGO | 76.75% |
| ANGELINA SAVINGS BANK SSB | LUFKIN | 76.54% |
| TEXAS TRADITIONS BANK | KATY | 76.47% |
| LEGACY TRUST CO N A | HOUSTON | 76.38% |
| EXTRACO BANKS NATIONAL ASSN | TEMPLE | 76.37% |
| TEXAS ADVANTAGE CMTY BANK NA | ALVIN | 76.25% |
| RIO BANK | MCALLEN | 76.16% |
| FIRST NATIONAL BANK OF MOODY | MOODY | 76.11% |
| FANNIN BANK | BONHAM | 75.92% |
| AMERICAN NB OF TEXAS | TERRELL | 75.73% |
| TEXAS CHAMPION BANK | CORPUS CHRISTI | 75.56% |
| PLAINSCAPITAL BANK | UNIVERSITY PARK | 75.32% |
| CITIZENS NB OF HILLSBORO | HILLSBORO | 74.88% |
| FARMERS STB OF NEWCASTLE | NEWCASTLE | 74.84% |
| TEXAS BANK | HENDERSON | 74.78% |
| JACKSBORO NATIONAL BANK | JACKSBORO | 74.70% |
| ANAHUAC NATIONAL BANK | ANAHUAC | 74.53% |
| WOODFOREST NATIONAL BANK | THE WOODLANDS | 74.37% |
| FIRST BANK | BURKBURNETT | 74.32% |
| LONE STAR BANK | HOUSTON | 74.30% |
| BENCHMARK BANK | PLANO | 74.20% |
| PILGRIM BANK | PITTSBURG | 74.18% |
| CITY NB OF SAN SABA | SAN SABA | 74.16% |
| TRANSPECOS BANKS SSB | PECOS | 74.10% |
| FIRST SECURITY STATE BANK | CRANFILLS GAP | 74.10% |
| LAMAR NATIONAL BANK | PARIS | 73.99% |
| BROADSTREET BANK SSB | MINEOLA | 73.90% |
| FIRST STATE BANK | SHALLOWATER | 73.80% |
| ALLIANCE BANK | SULPHUR SPRINGS | 73.74% |
| FIRST COMMUNITY BANK | CORPUS CHRISTI | 73.60% |
| FIRST STATE BANK | ABERNATHY | 73.41% |
| FIRST NB OF EAST TEXAS | GILMER | 73.38% |
| BANK&TRUST SSB | DEL RIO | 73.28% |
| FIRST STATE BANK&TRUST CO | CARTHAGE | 73.20% |
| FIRST NATIONAL BANK OF LIPAN | LIPAN | 73.15% |
| INDUSTRY STATE BANK | INDUSTRY | 73.12% |
| WELLINGTON STATE BANK | WELLINGTON | 73.10% |
| CITIZENS STATE BANK | ANTON | 72.20% |
| FIRST FEDERAL CMTY BANK SSB | PARIS | 72.10% |
| FIRST CAPITAL BANK | QUANAH | 71.77% |
| FIRST NB OF TRINITY | TRINITY | 71.73% |
| FIRST STB OF BROWNSBORO | BROWNSBORO | 71.64% |
| SOUTHTRUST BANK N A | GEORGE WEST | 71.61% |
| FIRST COMMERCIAL BANK NA | SEGUIN | 71.61% |
| FIRST STB OF LIVINGSTON | LIVINGSTON | 71.27% |
| HOMETOWN BANK NATIONAL ASSN | GALVESTON | 71.20% |
| VICTORY BANK | LUBBOCK | 71.08% |
| DALLAS CAPITAL BANK NA | DALLAS | 70.87% |
| CITY NB OF COLORADO CITY | COLORADO CITY | 70.64% |
| FIRST NB OF EAGLE LAKE | EAGLE LAKE | 70.60% |
| AMERICAN BANK NATIONAL ASSN | WACO | 70.54% |
| INCOMMONS BANK N A | MEXIA | 70.25% |
| LONE STAR NATIONAL BANK | PHARR | 70.16% |
| AMERICAN BANK OF COMMERCE | WOLFFORTH | 70.10% |
| COMERICA BANK | DALLAS | 70.08% |
| BANK OF SOUTH TEXAS | MCALLEN | 70.02% |
| COMMUNITY B&T WACO TEXAS | WACO | 70.01% |
| ENNIS STATE BANK | ENNIS | 69.97% |
| WORTHINGTON BANK | ARLINGTON | 69.77% |
| YOAKUM NATIONAL BANK | YOAKUM | 69.55% |
| T BANK NATIONAL ASSN | DALLAS | 69.54% |
| MCBANK | GOLDTHWAITE | 69.49% |
| BK SAN JACINTO CNTY COLDSPRI | COLDSPRING | 69.49% |
| ALLIANCE BANK CENTRAL TEXAS | WOODWAY | 69.22% |
| LLANO NATIONAL BANK | LLANO | 69.19% |
| AMERICAN NATIONAL BANK&TRUST | WICHITA FALLS | 69.10% |
| FIRST NB IN COOPER | COOPER | 68.71% |
| TEXAS EXCHANGE BANK | CROWLEY | 68.67% |
| TEXAS HERITAGE BANK | BOERNE | 68.57% |
| LAKESIDE BANK | ROCKWALL | 68.56% |
| AMERICAN BANK NATIONAL ASSN | CORPUS CHRISTI | 68.45% |
| FIRST NB OF FORT STOCKTON | FORT STOCKTON | 68.31% |
| CITIZENS STATE BANK | WOODVILLE | 68.29% |
| TEXAS CAPITAL BANK | DALLAS | 68.21% |
| KARNES CNTY NB OF KARNES CTY | KARNES CITY | 68.07% |
| CAPTEX BANK | FORT WORTH | 67.99% |
| FARMERS STATE BANK | GROESBECK | 67.79% |
| FIRST NB OF TOM BEAN | TOM BEAN | 67.78% |
| BRIDGE CITY STATE BANK | BRIDGE CITY | 67.68% |
| FIRST STATE BANK | COLUMBUS | 67.67% |
| BIG BEND BANKS N A | MARFA | 67.64% |
| FIRST COMMAND BANK | FORT WORTH | 67.46% |
| CITY NATIONAL BANK OF TAYLOR | TAYLOR | 67.43% |
| MOODY NATIONAL BANK | GALVESTON | 67.30% |
| KLEBERG BANK N A | KINGSVILLE | 67.30% |
| DOMINION BANK | DALLAS | 67.15% |
| FIRST STATE BANK OF BURNET | BURNET | 67.10% |
| FIRST BANK OF CELESTE | CELESTE | 67.05% |
| FIRST NB OF LIVINGSTON | LIVINGSTON | 66.94% |
| FIRST NATIONAL BANK | WICHITA FALLS | 66.89% |
| FIRST NB OF ANDERSON | ANDERSON | 66.77% |
| SECURITY BANK OF TEXAS | CRAWFORD | 66.67% |
| VALUEBANK TEXAS | CORPUS CHRISTI | 66.44% |
| JOHNSON CITY BANK | JOHNSON CITY | 66.42% |
| PEOPLES STATE BANK | SHEPHERD | 66.37% |
| LOVELADY STATE BANK | LOVELADY | 66.29% |
| FIRST NB OF HEBBRONVILLE | HEBBRONVILLE | 66.20% |
| TEXAS PARTNERS BANK | SAN ANTONIO | 66.19% |
| NBT FINANCIAL BANK | FORT WORTH | 66.09% |
| WESTERN BANK | LUBBOCK | 66.03% |
| GREATER STATE BANK | MCALLEN | 65.97% |
| COMMUNITY NB&T OF TEXAS | CORSICANA | 65.95% |
| TEXAS FIRST BANK | TEXAS CITY | 65.86% |
| POINTWEST BANK | WEST | 65.59% |
| FIRST STATE BANK | GRAHAM | 65.52% |
| ZAVALA COUNTY BANK | CRYSTAL CITY | 65.46% |
| TEXAS SECURITY BANK | DALLAS | 65.27% |
| BROADWAY NATIONAL BANK | SAN ANTONIO | 65.20% |
| FIRST NB OF BASTROP | BASTROP | 65.19% |
| PEOPLES BANK | PARIS | 65.15% |
| SAGE CAPITAL BANK | GONZALES | 65.03% |
| POINTBANK | PILOT POINT | 65.02% |
| MARION STATE BANK | MARION | 64.99% |
| DONLEY COUNTY STATE BANK | CLARENDON | 64.82% |
| GILMER NB GILMER TEXAS | GILMER | 64.80% |
| ONE WORLD BANK | DALLAS | 64.77% |
| BRADY NATIONAL BANK | BRADY | 64.66% |
| HENDERSON FSB | HENDERSON | 64.61% |
| PAVILLION BANK | RICHARDSON | 64.37% |
| GUARANTY BANK&TRUST N A | MOUNT PLEASANT | 64.31% |
| TEXASBANK | BROWNWOOD | 63.95% |
| FIRST NB IN PORT LAVACA | PORT LAVACA | 63.94% |
| FREEDOM BANK | ALAMO | 63.92% |
| CITY BANK | LUBBOCK | 63.89% |
| AMERICAN NB OF MT PLEASANT | MOUNT PLEASANT | 63.57% |
| BRENHAM NATIONAL BANK | BRENHAM | 63.56% |
| COMMERCIAL NB OF TEXARKANA | TEXARKANA | 63.45% |
| FROST BANK | SAN ANTONIO | 63.43% |
| SANGER BANK | SANGER | 63.31% |
| TIB NATIONAL ASSN | FARMERS BRANCH | 63.30% |
| FIRST STATE BANK | JUNCTION | 63.28% |
| CITIZENS BANK NATIONAL ASSN | ABILENE | 63.24% |
| FIRSTBANK SOUTHWEST | AMARILLO | 63.17% |
| TEXAS BANK&TRUST CO | LONGVIEW | 63.16% |
| CAPITAL BANK | JACINTO CITY | 63.12% |
| CENTRAL BANK | HOUSTON | 63.11% |
| TEXAS REPUBLIC BANK NA | FRISCO | 63.10% |
| SHELBY SAVINGS BANK SSB | CENTER | 62.88% |
| AMISTAD BANK | DEL RIO | 62.80% |
| FARMERS STATE BANK | CENTER | 62.74% |
| BANK OF THE WEST | GRAPEVINE | 62.69% |
| SUNFLOWER BANK NATIONAL ASSN | DALLAS | 62.60% |
| KEYSTONE BANK SSB | AUSTIN | 62.44% |
| CLEAR FORK BANK NA | ALBANY | 62.42% |
| TEXAS NATIONAL BANK | MERCEDES | 62.28% |
| FIRST NB OF MCGREGOR | MC GREGOR | 62.20% |
| FIRST STB OF BEN WHEELER TX | BEN WHEELER | 61.97% |
| FIRST NB OF BALLINGER | BALLINGER | 61.91% |
| FARMERS&MERCHANTS BANK | DE LEON | 61.90% |
| COMMUNITY BANK | BRIDGEPORT | 61.86% |
| VANTAGE BANK TEXAS | SAN ANTONIO | 61.82% |
| COMMERCIAL BANK OF TEXAS NA | NACOGDOCHES | 61.72% |
| FIRST NB OF GRANBURY | GRANBURY | 61.55% |
| FIRST LIBERTY BANK | LIBERTY | 61.54% |
| HARMONY BANK | DALLAS | 61.16% |
| CITIZENS NB AT BROWNWOOD | BROWNWOOD | 61.11% |
| SUSSER BANK | DALLAS | 61.05% |
| FIRST STATE BANK | ATHENS | 60.90% |
| MAVERICK BANK | FORT DAVIS | 60.58% |
| COMMERCIAL STATE BANK | PALMER | 60.44% |
| LEGEND BANK N A | BOWIE | 60.14% |
| SOUTHWESTERN NATIONAL BANK | HOUSTON | 60.10% |
| CARMINE STATE BANK | CARMINE | 59.89% |
| CIERA BANK | GRAHAM | 59.79% |
| PRIMEBANK OF TEXAS | AUSTIN | 59.57% |
| JUNCTION NATIONAL BANK | JUNCTION | 59.55% |
| KRESS NATIONAL BANK | KRESS | 59.47% |
| FIRST NB OF GIDDINGS | GIDDINGS | 59.42% |
| FIRST STATE BANK | SPEARMAN | 59.32% |
| FIRST NB OF DUBLIN | DUBLIN | 59.30% |
| FIRST NB OF HUGHES SPRINGS | HUGHES SPRINGS | 59.30% |
| VERABANK NATIONAL ASSN | HENDERSON | 59.01% |
| STELLAR BANK | HOUSTON | 58.99% |
| TEXAS NB OF JACKSONVILLE | JACKSONVILLE | 58.96% |
| MINT NATIONAL BANK | KINGWOOD | 58.47% |
| FIRST UNITED BANK | DIMMITT | 58.37% |
| ATASCOSA BANK | PLEASANTON | 58.22% |
| FIRST NB IN FALFURRIAS | FALFURRIAS | 57.95% |
| FIRST NATIONAL BANK OF EVANT | EVANT | 57.94% |
| CASTROVILLE STATE BANK | CASTROVILLE | 57.86% |
| WALLIS BANK | WALLIS | 57.76% |
| PEOPLES BANK | LUBBOCK | 57.73% |
| NATIONAL BANK OF ANDREWS | ANDREWS | 57.60% |
| SPRING HILL STATE BANK | LONGVIEW | 57.52% |
| PLAINS STATE BANK | HUMBLE | 57.48% |
| FALCON INTERNATIONAL BANK | LAREDO | 57.48% |
| AUSTIN BANK TEXAS NA | JACKSONVILLE | 57.47% |
| THIRD COAST BANK | HUMBLE | 57.44% |
| CHARTER BANK | CORPUS CHRISTI | 57.38% |
| MASON BANK | MASON | 57.38% |
| SOUTHSTAR BANK SSB | MOULTON | 57.37% |
| COLEMAN COUNTY STATE BANK | COLEMAN | 57.34% |
| INTERNATIONAL BK OF COM | ZAPATA | 57.25% |
| FIRST NB OF HUNTSVILLE | HUNTSVILLE | 57.24% |
| FIRST COMMUNITY BANK | SAN BENITO | 57.21% |
| PEOPLES STB OF HALLETTSVILLE | HALLETTSVILLE | 57.14% |
| HOMEBANK TEXAS | SEAGOVILLE | 56.98% |
| ROUND TOP STATE BANK | ROUND TOP | 56.94% |
| SOUTHWEST BANK | ODESSA | 56.89% |
| TOLLESON PRIVATE BANK | DALLAS | 56.89% |
| FIRST NB OF HEREFORD | HEREFORD | 56.88% |
| VERITEX COMMUNITY BANK | DALLAS | 56.79% |
| CROWELL STATE BANK | CROWELL | 56.51% |
| BANK OF DESOTO NATIONAL ASSN | DE SOTO | 56.39% |
| PECOS COUNTY STATE BANK | FORT STOCKTON | 56.19% |
| CITY NB OF SULPHUR SPRINGS | SULPHUR SPRINGS | 56.12% |
| TEXAS STATE BANK | SAN ANGELO | 56.06% |
| WAGGONER NB OF VERNON | VERNON | 56.05% |
| SECURITY STATE BANK&TRUST | FREDERICKSBURG | 56.04% |
| TEXAS FINANCIAL BANK | EDEN | 55.91% |
| CLASSIC BANK NATIONAL ASSN | CAMERON | 55.82% |
| ZAPATA NATIONAL BANK | ZAPATA | 55.39% |
| UBANK | HUNTINGTON | 55.35% |
| STATE BANK OF DE KALB | DE KALB | 55.30% |
| FIRST NATIONAL BANK OF ANSON | ANSON | 54.97% |
| TEXAS HERITAGE NATIONAL BANK | DAINGERFIELD | 54.76% |
| STOCKMENS NB IN COTULLA | COTULLA | 54.51% |
| ARROWHEAD BANK | LLANO | 54.41% |
| FIRST NB OF ELDORADO | ELDORADO | 54.40% |
| BOC BANK | MCLEAN | 54.39% |
| BANK OF HOUSTON | HOUSTON | 54.32% |
| PINNACLE BANK | FORT WORTH | 54.19% |
| SOUTHSIDE BANK | TYLER | 53.99% |
| CROSSROADS BANK | YOAKUM | 53.89% |
| BANDERA BANK | BANDERA | 53.81% |
| COLUMBUS STATE BANK | COLUMBUS | 53.75% |
| CITIZENS NATIONAL BANK | CAMERON | 53.53% |
| FAYETTE SAVINGS BANK SSB | LA GRANGE | 53.45% |
| FIRST TEXAS NATIONAL BANK | FLOYDADA | 53.45% |
| CITIZENS STATE BANK | CORRIGAN | 53.26% |
| FRONTIER BANK OF TEXAS | ELGIN | 53.04% |
| FIRST NB OF BOSQUE COUNTY | VALLEY MILLS | 53.02% |
| SANTA ANNA NATIONAL BANK | SANTA ANNA | 52.87% |
| CITIZENS 1ST BANK | TYLER | 52.82% |
| FIRST NB OF S PADRE ISL | SOUTH PADRE ISLA | 52.65% |
| FIRST STATE BANK OF BEDIAS | BEDIAS | 52.56% |
| LIBERTY NB IN PARIS | PARIS | 52.46% |
| AUSTIN COUNTY STATE BANK | BELLVILLE | 52.29% |
| AMERICAN MOMENTUM BANK | COLLEGE STATION | 52.11% |
| CITIZENS NB OF TEXAS | WAXAHACHIE | 52.01% |
| FIRST STATE BANK | CLUTE | 51.84% |
| FIRST NB OF WINNSBORO | WINNSBORO | 51.84% |
| CITIZENS STATE BANK | SOMERVILLE | 51.71% |
| SECURITY STATE BANK | PEARSALL | 51.61% |
| WESTSTAR BANK | EL PASO | 51.58% |
| FIRST STATE BANK OF ODEM | ODEM | 51.48% |
| FIRST STATE BANK | LOUISE | 51.28% |
| COMMERCIAL BANK | MASON | 51.05% |
| COMMERCIAL NB OF BRADY | BRADY | 50.47% |
| FIRST TEXAS BANK | GEORGETOWN | 50.04% |
| GLOBAL ONE BANK | HOUSTON | 50.03% |
| HORIZON BANK SSB | AUSTIN | 49.69% |
| SUNDOWN STATE BANK | SUNDOWN | 49.35% |
| INWOOD NATIONAL BANK | DALLAS | 49.31% |
| FIRST TEXAS BANK | LAMPASAS | 49.30% |
| CITIZENS STATE BANK | SEALY | 49.14% |
| GUADALUPE BANK | KERRVILLE | 48.92% |
| TRINITY BANK N A | FORT WORTH | 48.87% |
| FIRST NB OF STERLING CITY | STERLING CITY | 48.67% |
| PERRYTON NATIONAL BANK | PERRYTON | 48.49% |
| UNITED TEXAS BANK | DALLAS | 48.44% |
| LIBERTY CAPITAL BANK | ADDISON | 48.22% |
| INTERSTATE BANK | PERRYTON | 47.45% |
| WEST TEXAS STATE BANK | SNYDER | 46.53% |
| CITIZENS BANK | AMARILLO | 46.27% |
| FIRST STATE BANK OF UVALDE | UVALDE | 46.27% |
| CENTRAL NATIONAL BANK | WACO | 46.21% |
| FIRST BANK&TRUST OF MEMPHIS | MEMPHIS | 46.21% |
| AMARILLO NATIONAL BANK | AMARILLO | 45.79% |
| FIRST FINANCIAL BANK | ABILENE | 45.52% |
| FIRST NB OF CENTRAL TEXAS | WACO | 45.32% |
| COMMUNITY NATIONAL BANK | MIDLAND | 45.28% |
| FIRST NB OF QUITAQUE | QUITAQUE | 45.18% |
| GOLDEN BANK NATIONAL ASSN | HOUSTON | 44.92% |
| PEOPLES STATE BANK | ROCKSPRINGS | 44.55% |
| PEGASUS BANK | DALLAS | 44.35% |
| WEST TEXAS NATIONAL BANK | MIDLAND | 44.33% |
| STATE NB OF BIG SPRING | BIG SPRING | 43.90% |
| SCHERTZ BANK&TRUST | SCHERTZ | 43.82% |
| FIRST STATE BANK | STRATFORD | 43.43% |
| PROSPERITY BANK | EL CAMPO | 43.40% |
| MENARD BANK | MENARD | 42.88% |
| COWBOY BANK OF TEXAS | MAYPEARL | 42.83% |
| FIRST STATE BANK | PAINT ROCK | 42.43% |
| GRANDVIEW BANK | GRANDVIEW | 42.33% |
| VISTA BANK | DALLAS | 42.21% |
| NEXBANK | DALLAS | 41.80% |
| AMERICAN FIRST NATIONAL BANK | HOUSTON | 41.47% |
| COMMUNITY BANK | LONGVIEW | 40.72% |
| NEWFIRST NATIONAL BANK | EL CAMPO | 40.35% |
| CITIZENS STATE BANK | MILES | 39.96% |
| BUCKHOLTS STATE BANK | BUCKHOLTS | 38.89% |
| TEJAS BANK | MONAHANS | 38.01% |
| TEXAS COMMUNITY BANK | LAREDO | 37.90% |
| AMERICAN BANK NATIONAL ASSN | DALLAS | 37.50% |
| FIRST NB OF BURLESON | BURLESON | 37.25% |
| CITIZENS NB OF CROSBYTON | CROSBYTON | 37.23% |
| INTERNATIONAL BK OF COM | LAREDO | 36.63% |
| TITAN BANK N A | MINERAL WELLS | 36.15% |
| MUENSTER STATE BANK | MUENSTER | 36.13% |
| INTERNATIONAL BK OF COM | BROWNSVILLE | 35.33% |
| BANK OF TEXAS | MIDLAND | 35.23% |
| COMMERCE BANK | LAREDO | 32.66% |
| LAMESA NATIONAL BANK | LAMESA | 32.61% |
| FIRST NB OF STANTON | STANTON | 29.81% |
| CHARLES SCHWAB TRUST BANK | WESTLAKE | 29.70% |
| SECURITY STATE BANK | FARWELL | 28.54% |
| FIRST NB OF MERTZON | MERTZON | 27.32% |
| CHARLES SCHWAB BANK SSB | WESTLAKE | 25.95% |
| FALLS CITY NATIONAL BANK | FALLS CITY | 23.15% |
| STATE BANK OF TEXAS | IRVING | 19.37% |
| WELLS FARGO BANK S CNTL NA | HOUSTON | 16.80% |
| CHARLES SCHWAB PREMIER BK SS | WESTLAKE | 15.67% |