City Rankings & Insights
This page ranks banks in HOUSTON, TEXAS by Efficiency Ratio for the 2025Q1 period. Values are reported in percentage terms as of 2025-03-31. Use the table below to review institutions and click any bank to open its detailed call‑report profile.
- Average: 74.53%
- Median: 74.30%
- Min / Max: 16.80% — 185.07%
| Bank | Efficiency Ratio |
|---|---|
| INTEGRITY BANK SSB | 185.07% |
| AGILITY BANK NATIONAL ASSN | 111.49% |
| HIGHTOWER TRUST CO NA | 95.97% |
| UNITY NB OF HOUSTON | 93.86% |
| CORNERSTONE CAPITAL BANK SSB | 81.35% |
| TEXAS GULF BANK NA | 80.89% |
| GULF CAPITAL BANK | 77.90% |
| LEGACY TRUST CO N A | 76.38% |
| LONE STAR BANK | 74.30% |
| CENTRAL BANK | 63.11% |
| SOUTHWESTERN NATIONAL BANK | 60.10% |
| STELLAR BANK | 58.99% |
| BANK OF HOUSTON | 54.32% |
| GLOBAL ONE BANK | 50.03% |
| GOLDEN BANK NATIONAL ASSN | 44.92% |
| AMERICAN FIRST NATIONAL BANK | 41.47% |
| WELLS FARGO BANK S CNTL NA | 16.80% |