State Rankings & Insights
See how banks across FLORIDA rank on Efficiency Ratio for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 93.31%
- Median: 65.81%
- Min / Max: 37.16% — 1900.00%
Top banks by Efficiency Ratio in FLORIDA
Count
90
Sum
8397.55%
Avg
93.31%
Median
65.81%
Min
37.16%
Max
1900.00%
| Bank | City | Efficiency Ratio |
|---|---|---|
| BANKMIAMI | MIAMI | 1900.00% |
| GALA BANK | OCALA | 309.09% |
| EASTERN NATIONAL BANK | MIAMI | 182.14% |
| INTERCREDIT BANK NA | CORAL GABLES | 137.70% |
| GULF COAST BUSINESS BANK | FORT MYERS | 123.67% |
| EMIGRANT BANK | MIAMI | 110.17% |
| MEMBERS TRUST CO | TAMPA | 108.81% |
| TCM BANK NATIONAL ASSN | TAMPA | 99.73% |
| NATBANK NATIONAL ASSN | HOLLYWOOD | 97.77% |
| AXIOM BANK NATIONAL ASSN | MAITLAND | 97.49% |
| FIRST NATIONAL BANK OF PASCO | DADE CITY | 96.21% |
| LOCALITY BANK | FORT LAUDERDALE | 95.01% |
| CYPRESS BANK&TRUST | MELBOURNE | 92.25% |
| WATERFALL BANK | CLEARWATER | 88.48% |
| CENTURY BANK OF FLORIDA | TAMPA | 87.77% |
| FIRST NB OF MOUNT DORA | MOUNT DORA | 86.09% |
| CHILTON TRUST CO NA | PALM BEACH | 83.83% |
| WARRINGTON BANK | PENSACOLA | 82.81% |
| EVERMORE BANK | FORT LAUDERDALE | 82.47% |
| RAYMOND JAMES TRUST NA | SAINT PETERSBURG | 82.06% |
| SUNSTATE BANK | MIAMI | 81.98% |
| EDISON NATIONAL BANK | FORT MYERS | 81.78% |
| INTERAMERICAN BANK A FSB | MIAMI | 81.47% |
| GROVE BANK&TRUST | MIAMI | 81.18% |
| BAYFIRST NATIONAL BANK | SAINT PETERSBURG | 78.98% |
| FINEMARK NATIONAL BANK&TRUST | FORT MYERS | 78.53% |
| FIRST NB OF WAUCHULA | WAUCHULA | 78.51% |
| MADISON CNTY CMTY BANK | MADISON | 78.33% |
| BANKFLORIDA | DADE CITY | 75.43% |
| CANANDAIGUA NATL TR CO OF FL | SARASOTA | 75.03% |
| FIRST STB OF THE FL KEYS | KEY WEST | 74.83% |
| COMMERCE BANK&TRUST | WINTER PARK | 74.45% |
| MARINE BANK&TRUST CO | VERO BEACH | 74.30% |
| CENTRAL BANK | TAMPA | 74.15% |
| HELM BANK USA | MIAMI | 73.80% |
| LAFAYETTE STATE BANK | MAYO | 71.57% |
| TERRABANK NATIONAL ASSN | MIAMI | 71.55% |
| CITIZENS BANK&TRUST | FROSTPROOF | 69.68% |
| PEOPLES BANK OF GRACEVILLE | GRACEVILLE | 69.61% |
| MAINSTREET CMTY BANK OF FL | DELAND | 68.68% |
| PNB COMMUNITY BANK | NICEVILLE | 67.75% |
| FIRST FEDERAL BANK | LAKE CITY | 67.71% |
| OCEAN BANK | MIAMI | 66.97% |
| CLIMATE FIRST BANK | SAINT PETERSBURG | 66.06% |
| BANK OF PENSACOLA | PENSACOLA | 66.05% |
| GULF ATLANTIC BANK | KEY WEST | 65.57% |
| AMERANT BANK NATIONAL ASSN | CORAL GABLES | 64.77% |
| SURETY BANK | DELAND | 64.77% |
| CAPITAL CITY BANK | TALLAHASSEE | 64.45% |
| INTRACOASTAL BANK | PALM COAST | 64.00% |
| AMERICAN NATIONAL BANK | OAKLAND PARK | 63.70% |
| FLORIDA CAPITAL BANK NA | JACKSONVILLE | 63.49% |
| UNITED SOUTHERN BANK | UMATILLA | 63.26% |
| FLAGSHIP BANK | CLEARWATER | 61.96% |
| ANCHOR BANK | PALM BEACH GARDE | 61.66% |
| GULFSIDE BANK | SARASOTA | 61.64% |
| PRIME MERIDIAN BANK | TALLAHASSEE | 61.46% |
| SUNRISE BANK | ORLANDO | 60.98% |
| DESJARDINS BANK NA | HALLANDALE | 60.92% |
| COMMUNITY BANK OF THE SOUTH | MERRITT ISLAND | 60.53% |
| SEACOAST NATIONAL BANK | STUART | 60.02% |
| CREWS BANK&TRUST | WAUCHULA | 59.97% |
| BANK OF TAMPA | TAMPA | 59.85% |
| BRADESCO BANK | CORAL GABLES | 59.08% |
| BANKUNITED NATIONAL ASSN | MIAMI LAKES | 59.00% |
| BANESCO USA | MIAMI | 58.71% |
| EVERBANK NATIONAL ASSN | JACKSONVILLE | 58.47% |
| FIRST BANK | CLEWISTON | 58.10% |
| PACIFIC NATIONAL BANK | MIAMI | 57.73% |
| DLP BANK | STARKE | 56.70% |
| COGENT BANK | ORLANDO | 56.45% |
| FNBT BANK | FORT WALTON BEAC | 54.91% |
| ONE FLORIDA BANK | ORLANDO | 54.37% |
| INTERNATIONAL FINANCE BANK | MIAMI | 54.00% |
| CITIZENS FIRST BANK | THE VILLAGES | 52.41% |
| PARADISE BANK | BOCA RATON | 51.72% |
| CITY NB OF FLORIDA | MIAMI | 51.11% |
| BANK OF CENTRAL FLORIDA | LAKELAND | 50.75% |
| BANK OF BELLE GLADE | BELLE GLADE | 50.63% |
| U S CENTURY BANK | DORAL | 49.68% |
| FIRST COLONY BANK OF FLORIDA | MAITLAND | 48.84% |
| NEWTEK BANK NATIONAL ASSN | MIAMI | 48.12% |
| OPTIMUMBANK | FORT LAUDERDALE | 48.12% |
| SANIBEL CAPTIVA CMTY BANK | SANIBEL | 47.61% |
| BRANNEN BANK | INVERNESS | 47.35% |
| BANCO DO BRASIL AMERICAS | MIAMI | 46.01% |
| SOUTHSTATE BANK NA | WINTER HAVEN | 43.77% |
| HEARTLAND NATIONAL BANK | SEBRING | 42.02% |
| WINTER PARK NATIONAL BANK | WINTER PARK | 39.80% |
| RAYMOND JAMES BANK | SAINT PETERSBURG | 37.16% |