City Rankings & Insights
This page ranks banks in SANTA BARBARA, CALIFORNIA by Efficiency Ratio for the 2024Q4 period. Values are reported in percentage terms as of 2024-12-31. Use the table below to review institutions and click any bank to open its detailed call‑report profile.
- Average: 81.94%
- Median: 81.94%
- Min / Max: 68.67% — 95.21%
Top banks by Efficiency Ratio in SANTA BARBARA
| Bank | Efficiency Ratio |
|---|---|
| MONTECITO BANK&TRUST | 95.21% |
| AMERICAN RIVIERA BANK | 68.67% |