State Rankings & Insights
See how banks across CALIFORNIA rank on Net Interest Margin for 2024Q3. Values are reported in percentage terms as of 2024-09-30. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 3.61%
- Median: 3.54%
- Min / Max: -3.04% — 8.76%
Top banks by Net Interest Margin in CALIFORNIA
FIRST CREDIT BANK – LOS ANGELESCALIFORNIA PACIFIC BANK – SAN FRANCISCOCALIFORNIA INTL BANK N A – WESTMINSTERBLACKROCK INSTL TR CO NA – SAN FRANCISCOTUSTIN COMMUNITY BANK – TUSTINFIRST GENERAL BANK – ROWLAND HEIGHTSBANK OF NY MELLON TR CO NA – LOS ANGELESINFINITY BANK – SANTA ANASUMMIT BANK – OAKLANDFFB BANK – FRESNO
Count
130
Sum
469.66%
Avg
3.61%
Median
3.54%
Min
-3.04%
Max
8.76%
| Bank | City | Net Interest Margin |
|---|---|---|
| FIRST CREDIT BANK | LOS ANGELES | 8.76% |
| CALIFORNIA PACIFIC BANK | SAN FRANCISCO | 7.70% |
| CALIFORNIA INTL BANK N A | WESTMINSTER | 7.04% |
| BLACKROCK INSTL TR CO NA | SAN FRANCISCO | 6.45% |
| TUSTIN COMMUNITY BANK | TUSTIN | 6.15% |
| FIRST GENERAL BANK | ROWLAND HEIGHTS | 5.96% |
| BANK OF NY MELLON TR CO NA | LOS ANGELES | 5.90% |
| INFINITY BANK | SANTA ANA | 5.64% |
| SUMMIT BANK | OAKLAND | 5.59% |
| FFB BANK | FRESNO | 5.41% |
| CALIFORNIA BK OF COM NA | SAN DIEGO | 5.05% |
| PLUMAS BANK | QUINCY | 5.03% |
| SANTA CRUZ COUNTY BANK | SANTA CRUZ | 5.03% |
| AXOS BANK | SAN DIEGO | 4.97% |
| DEUTSCHE BANK NATIONAL TR CO | LOS ANGELES | 4.94% |
| LEGACY BANK | MURRIETA | 4.92% |
| UNITED PACIFIC BANK | CITY OF INDUSTRY | 4.85% |
| MISSION VALLEY BANK | SUN VALLEY | 4.65% |
| COLUMN NATIONAL ASSN | CHICO | 4.62% |
| CALPRIVATE BANK | LA JOLLA | 4.61% |
| PINNACLE BANK | GILROY | 4.61% |
| BESSEMER TR CO OF CA NA | SAN FRANCISCO | 4.59% |
| BALBOA THRIFT&LOAN ASSN | CHULA VISTA | 4.48% |
| MISSION BANK | BAKERSFIELD | 4.48% |
| COMMUNITY VALLEY BANK | EL CENTRO | 4.39% |
| WESTAMERICA BANK | SAN RAFAEL | 4.33% |
| UNITED SECURITY BANK | FRESNO | 4.31% |
| CALIFORNIA BUSINESS BANK | IRVINE | 4.31% |
| BANK OF SAN FRANCISCO | SAN FRANCISCO | 4.28% |
| HOME BANK OF CALIFORNIA | SAN DIEGO | 4.23% |
| ENDEAVOR BANK | SAN DIEGO | 4.23% |
| FARMERS&MERCHANTS BK CNTL CA | LODI | 4.22% |
| EVERTRUST BANK | CITY OF INDUSTRY | 4.21% |
| BEACH CITIES COMMERCIAL BANK | IRVINE | 4.20% |
| PREFERRED BANK | LOS ANGELES | 4.16% |
| BENEFICIAL STATE BANK | OAKLAND | 4.16% |
| C3BANK NATIONAL ASSN | ENCINITAS | 4.12% |
| NEW OMNI BANK NATIONAL ASSN | ALHAMBRA | 4.09% |
| OAK VALLEY COMMUNITY BANK | OAKDALE | 4.09% |
| REDWOOD CAPITAL BANK | EUREKA | 4.01% |
| ICON BUSINESS BANK | RIVERSIDE | 4.00% |
| HATCH BANK | SAN MARCOS | 3.99% |
| UNITED BUSINESS BANK | WALNUT CREEK | 3.98% |
| COMMUNITY WEST BANK | FRESNO | 3.96% |
| MURPHY BANK | FRESNO | 3.94% |
| AMERICAN CONTINENTAL BANK | CITY OF INDUSTRY | 3.94% |
| HCN BANK | RIVERSIDE | 3.92% |
| COMMUNITY BK OF SANTA MARIA | SANTA MARIA | 3.89% |
| GOLDEN STATE BANK | GLENDALE | 3.88% |
| FREMONT BANK | FREMONT | 3.84% |
| NANO BANC | IRVINE | 3.84% |
| BANK OF THE SIERRA | PORTERVILLE | 3.83% |
| TRI COUNTIES BANK | CHICO | 3.82% |
| SMBC MANUBANK | LOS ANGELES | 3.80% |
| COMMONWEALTH BUSINESS BANK | LOS ANGELES | 3.75% |
| COMMUNITY BANK OF THE BAY | OAKLAND | 3.72% |
| PARTNERS BANK OF CALIFORNIA | MISSION VIEJO | 3.72% |
| BANK OF THE ORIENT | SAN FRANCISCO | 3.70% |
| GENESIS BANK | NEWPORT BEACH | 3.68% |
| FIRST NORTHERN BANK OF DIXON | DIXON | 3.67% |
| MEGA BANK | SAN GABRIEL | 3.67% |
| AMERICAN PLUS BANK N A | ARCADIA | 3.66% |
| FIRST COMMERCIAL BANK USA | ALHAMBRA | 3.58% |
| PACIFIC VALLEY BANK | SALINAS | 3.56% |
| AMERICAN RIVIERA BANK | SANTA BARBARA | 3.54% |
| FIVE STAR BANK | ROSEVILLE | 3.53% |
| 1ST CAPITAL BANK | SALINAS | 3.49% |
| METROPOLITAN BANK | OAKLAND | 3.47% |
| AVIDBANK | SAN JOSE | 3.44% |
| FIRST PACIFIC BANK | WHITTIER | 3.44% |
| PACIFIC PREMIER BANK | IRVINE | 3.43% |
| MECHANICS BANK | WALNUT CREEK | 3.42% |
| EASTERN INTERNATIONAL BANK | LOS ANGELES | 3.40% |
| CITY NATIONAL BANK | LOS ANGELES | 3.36% |
| COMMERCIAL BANK OF CA | IRVINE | 3.34% |
| SVG BANK OF MENDOCINO COUNTY | UKIAH | 3.34% |
| CHINO COMMERCIAL BANK N A | CHINO | 3.32% |
| PCB BANK | LOS ANGELES | 3.32% |
| EAST WEST BANK | PASADENA | 3.31% |
| COMMUNITY COMMERCE BANK | CLAREMONT | 3.30% |
| AMERICAN BUSINESS BANK | LOS ANGELES | 3.30% |
| MALAGA BANK FSB | PALOS VERDES PEN | 3.28% |
| NEIGHBORHOOD NATIONAL BANK | EL CAJON | 3.27% |
| GOLDEN VALLEY BANK | CHICO | 3.27% |
| HERITAGE BANK OF COMMERCE | SAN JOSE | 3.26% |
| BANK OF STOCKTON | STOCKTON | 3.25% |
| CITIZENS BUSINESS BANK | ONTARIO | 3.23% |
| MONTECITO BANK&TRUST | SANTA BARBARA | 3.21% |
| BANC OF CALIFORNIA | LOS ANGELES | 3.19% |
| CATHAY BANK | LOS ANGELES | 3.15% |
| RIVER VALLEY COMMUNITY BANK | YUBA CITY | 3.13% |
| BANK IRVINE | IRVINE | 3.13% |
| COMMERCE WEST BANK | IRVINE | 3.11% |
| PACIFIC COAST BANKERS BANK | WALNUT CREEK | 3.03% |
| OPEN BANK | LOS ANGELES | 2.98% |
| MISSION NATIONAL BANK | SAN FRANCISCO | 2.97% |
| CORNERSTONE COMMUNITY BANK | RED BLUFF | 2.96% |
| RIVER CITY BANK | SACRAMENTO | 2.94% |
| BAC COMMUNITY BANK | STOCKTON | 2.94% |
| ROYAL BUSINESS BANK | LOS ANGELES | 2.90% |
| ASIAN PACIFIC NATIONAL BANK | SAN GABRIEL | 2.87% |
| US METRO BANK | GARDEN GROVE | 2.87% |
| BANK OF MARIN | NOVATO | 2.86% |
| CAPITAL BANK&TRUST CO | IRVINE | 2.84% |
| PROVIDENT SAVINGS BANK FSB | RIVERSIDE | 2.83% |
| HANMI BANK | LOS ANGELES | 2.82% |
| GBC INTERNATIONAL BANK | LOS ANGELES | 2.80% |
| SUMMIT STATE BANK | SANTA ROSA | 2.79% |
| STATE BANK OF INDIA CA | LOS ANGELES | 2.76% |
| STATE STREET B&T CO OF CA NA | IRVINE | 2.76% |
| BEACON BUSINESS BANK NA | SAN FRANCISCO | 2.68% |
| UNIVERSAL BANK | WEST COVINA | 2.68% |
| BANK OF HOPE | LOS ANGELES | 2.66% |
| EL DORADO SAVINGS BANK FSB | PLACERVILLE | 2.65% |
| PACIFIC ALLIANCE BANK | SAN GABRIEL | 2.64% |
| EXCHANGE BANK | SANTA ROSA | 2.57% |
| CTBC BANK CORP USA | LOS ANGELES | 2.54% |
| FIRST FS&LA OF SAN RAFAEL | SAN RAFAEL | 2.34% |
| FIRST AMERICAN TRUST FSB | SANTA ANA | 2.29% |
| POPPY BANK | SANTA ROSA | 2.29% |
| FARMERS&MERCHANTS BK LONG BE | LONG BEACH | 2.06% |
| BANK OF WHITTIER NA | WHITTIER | 2.05% |
| LIBERTY BANK NATIONAL ASSN | IRVINE | 2.02% |
| EH NATIONAL BANK | BEVERLY HILLS | 1.82% |
| GATEWAY BANK FSB | OAKLAND | 1.73% |
| FIRST FOUNDATION BANK | IRVINE | 1.59% |
| BANK OF AMERICA CA NA | SAN FRANCISCO | 0.83% |
| MIZRAHI TEFAHOT BANK LTD | LOS ANGELES | 0.00% |
| BANK OF CHINA | LOS ANGELES | 0.00% |
| MONTEREY COUNTY BANK | MONTEREY | -3.04% |