Main Bank
Albuquerque, NM
IDRSSD: 430054
Total Assets
$277.24M
Latest filing
Total Deposits
$240.70M
Latest filing
Net Interest Margin
4.40%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Main Bank
7300 Menaul Blvd Ne
Albuquerque, NM 87110
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/05/1975FDIC Certificate 15336
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Main Bank (Main) | 7300 Menaul Blvd Ne | Albuquerque, NM | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/05/1975 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 87110 |
| State and County Number | 35001 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Albuquerque, NM |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/05/1975 |
| Primary Insurance Agency | DIF |
| Website | http://www.main.bank |
| Data Updated | 11/14/2025 |
| CERT | 22086 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $277.24M |
| Total Deposits | $240.70M |
| Total Liabilities | $249.07M |
| Total Equity Capital | $28.18M |
| Net Income | $1.52M |
| Net Loans and Leases | $196.39M |
| Assets Per Employee ($Millions) | $11.55M |
| Bank Premises and Fixed Assets | $5.67M |
| Cash and Balances due from Depository Institutions | $9.70M |
| Deposits Held in Domestic Offices | $240.70M |
Key Performance Ratios
| Return on Assets (ROA) | 2.33% |
| Return on Equity (ROE) | 21.89% |
| Net Interest Margin | 4.4% |
| Efficiency Ratio | 46.13% |
| Tier 1 Risk-Based Capital Ratio | 14.217% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.163% |
| Earning Assets to total Assets | 95.7% |
Income and Expense
| Total Interest Income | $3.88M |
| Total Noninterest Income | $81.00k |
| Total Interest Expense | $1.13M |
| Total Noninterest Expense | $1.31M |
| Net Interest Income | $2.75M |
| Pre-tax Net Operating Income | $1.52M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.99M |
| Federal Funds Sold & Reverse Repurchase Agreement | $41.09M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.38M |
| Total Liabilities and Capital | $277.24M |
Securities
| Securities | $20.92M |
| Available-for-sale debt securities | $20.92M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Main Bank?
$277.24M as of the latest filing.
How much are Main Bank's total deposits?
$240.70M in total deposits.
Where is Main Bank located?
Albuquerque, NM.
What is the Net Interest Margin?
4.40%.
How many domestic offices does it operate?
1.
When was it established?
08/05/1975.
What is the Return on Assets (ROA)?
2.33%.
How much are total loans and leases?
$196.39M (latest filing).
What is the total interest income (latest filing)?
$3.88M.