First New Mexico Bank of Silver City
Silver City, NM
IDRSSD: 495558
Total Assets
$147.44M
Latest filing
Total Deposits
$124.51M
Latest filing
Net Interest Margin
5.41%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First New Mexico Bank of Silver City
1928 Highway 180 E
Silver City, NM 88061
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/04/1984FDIC Certificate 17241
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First New Mexico Bank of Silver City (Main) | 1928 Highway 180 E | Silver City, NM |
| FIRST NEW MEXICO BANK OF SILVER CITY | 1100 N Hudson St | Silver City, NM |
| MELBOURNE LPO BRANCH | 6729 Academy Rd Ne | Albuquerque, NM |
| LOS LUNAS BRANCH | 260 Courthouse Rd Se | Los Lunas, NM |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/04/1984 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 88061 |
| State and County Number | 35017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Silver City, NM |
Operational Info
| Number of Employees | 35 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/04/1984 |
| Primary Insurance Agency | DIF |
| Website | fnmbsc.com |
| Data Updated | 01/30/2026 |
| CERT | 24865 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $147.44M |
| Total Deposits | $124.51M |
| Total Liabilities | $127.81M |
| Total Equity Capital | $19.63M |
| Net Income | $801.00k |
| Net Loans and Leases | $81.62M |
| Assets Per Employee ($Millions) | $4.21M |
| Bank Premises and Fixed Assets | $3.07M |
| Cash and Balances due from Depository Institutions | $3.18M |
| Deposits Held in Domestic Offices | $124.51M |
Key Performance Ratios
| Return on Assets (ROA) | 2.2% |
| Return on Equity (ROE) | 16.67% |
| Net Interest Margin | 5.41% |
| Efficiency Ratio | 48.93% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.89% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.316% |
| Earning Assets to total Assets | 94.09% |
Income and Expense
| Total Interest Income | $2.14M |
| Total Noninterest Income | $114.00k |
| Total Interest Expense | $283.00k |
| Total Noninterest Expense | $964.00k |
| Net Interest Income | $1.86M |
| Pre-tax Net Operating Income | $684.00k |
| Provision for Credit Losses | $322.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $11.10M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.30M |
| Total Liabilities and Capital | $147.44M |
Securities
| Securities | $45.18M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $45.18M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First New Mexico Bank of Silver City?
$147.44M as of the latest filing.
How much are First New Mexico Bank of Silver City's total deposits?
$124.51M in total deposits.
Where is First New Mexico Bank of Silver City located?
Silver City, NM.
What is the Net Interest Margin?
5.41%.
How many domestic offices does it operate?
4.
When was it established?
01/04/1984.
What is the Return on Assets (ROA)?
2.2%.
How much are total loans and leases?
$81.62M (latest filing).
What is the total interest income (latest filing)?
$2.14M.