Bank of the Southwest
Roswell, NM
IDRSSD: 499752
Total Assets
$186.78M
Latest filing
Total Deposits
$168.97M
Latest filing
Net Interest Margin
7.24%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of the Southwest
226 N Main St
Roswell, NM 88201
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/18/1930FDIC Certificate 1494
Branches (12)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Bank of the Southwest (Main) | 226 N Main St | Roswell, NM |
| FARMINGTON BRANCH | 320 W Main St | Farmington, NM |
| ELEPHANT BUTTE BRANCH | 501 Butte Blvd | Elephant Butte, NM |
| TRUTH OR CONSEQUENCES BRANCH | 509 N Broadway Street | Truth Or Consequences, NM |
| SOUTH BRANCH | 800 W Hobbs St | Roswell, NM |
| DRIVE-UP FACILITY | 126 W. 3rd Street | Roswell, NM |
| HATCH BRANCH | 134 East Hall Street | Hatch, NM |
| KIRTLAND BRANCH | 2 County Rd 6500 | Kirtland, NM |
Showing 7 of 12
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/18/1930 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 88201 |
| State and County Number | 35005 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Roswell, NM |
Operational Info
| Number of Employees | 82 |
| Domestic Offices | 13 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.bankofsw.com |
| Data Updated | 11/14/2025 |
| CERT | 2247 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $186.78M |
| Total Deposits | $168.97M |
| Total Liabilities | $169.21M |
| Total Equity Capital | $17.57M |
| Net Income | $1.08M |
| Net Loans and Leases | $115.21M |
| Assets Per Employee ($Millions) | $2.2M |
| Bank Premises and Fixed Assets | $4.64M |
| Cash and Balances due from Depository Institutions | $40.51M |
| Deposits Held in Domestic Offices | $168.97M |
Key Performance Ratios
| Return on Assets (ROA) | 2.34% |
| Return on Equity (ROE) | 24.74% |
| Net Interest Margin | 7.24% |
| Efficiency Ratio | 68.27% |
| Tier 1 Risk-Based Capital Ratio | 16.032% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.409% |
| Earning Assets to total Assets | 94.29% |
Income and Expense
| Total Interest Income | $3.17M |
| Total Noninterest Income | $247.00k |
| Total Interest Expense | $6.00k |
| Total Noninterest Expense | $2.33M |
| Net Interest Income | $3.17M |
| Pre-tax Net Operating Income | $1.08M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $410.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $236.00k |
| Total Liabilities and Capital | $186.78M |
Securities
| Securities | $23.88M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $23.88M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of the Southwest?
$186.78M as of the latest filing.
How much are Bank of the Southwest's total deposits?
$168.97M in total deposits.
Where is Bank of the Southwest located?
Roswell, NM.
What is the Net Interest Margin?
7.24%.
How many domestic offices does it operate?
13.
When was it established?
03/18/1930.
What is the Return on Assets (ROA)?
2.34%.
How much are total loans and leases?
$115.21M (latest filing).
What is the total interest income (latest filing)?
$3.17M.