American Heritage Bank
Clovis, NM
IDRSSD: 2960555
Total Assets
$138.21M
Latest filing
Total Deposits
$122.22M
Latest filing
Net Interest Margin
5.09%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
American Heritage Bank
3300 N Prince St
Clovis, NM 88101
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/05/2000FDIC Certificate 301127
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| American Heritage Bank (Main) | 3300 N Prince St | Clovis, NM |
| MELROSE BRANCH | 400 East Denby Street | Melrose, NM |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
The Bank of Clovis
Clovis, New Mexico
→
Assets: $399.14MΔ +193.0%
The Citizens Bank of Clovis
Clovis, New Mexico
→
Assets: $496.03MΔ +264.1%
First New Mexico Bank of Silver City
Silver City, New Mexico
→
Assets: $142.15MΔ +4.3%
First New Mexico Bank, Las Cruces
Las Cruces, New Mexico
→
Assets: $161.32MΔ +18.4%
Bank of the Southwest
Roswell, New Mexico
→
Assets: $184.19MΔ +35.2%
First State Bank
Socorro, New Mexico
→
Assets: $190.09MΔ +39.5%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/05/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 88101 |
| State and County Number | 35009 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Clovis, NM |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/05/2000 |
| Primary Insurance Agency | DIF |
| Website | www.ahbnm.com |
| Data Updated | 11/14/2025 |
| CERT | 57025 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $138.21M |
| Total Deposits | $122.22M |
| Total Liabilities | $123.34M |
| Total Equity Capital | $14.87M |
| Net Income | $639.00k |
| Net Loans and Leases | $76.51M |
| Assets Per Employee ($Millions) | $6.91M |
| Bank Premises and Fixed Assets | $1.58M |
| Cash and Balances due from Depository Institutions | $11.05M |
| Deposits Held in Domestic Offices | $122.22M |
Key Performance Ratios
| Return on Assets (ROA) | 1.86% |
| Return on Equity (ROE) | 17.77% |
| Net Interest Margin | 5.09% |
| Efficiency Ratio | 47.92% |
| Tier 1 Risk-Based Capital Ratio | 18.166% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.17% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.756% |
| Earning Assets to total Assets | 93.02% |
Income and Expense
| Total Interest Income | $1.96M |
| Total Noninterest Income | $141.00k |
| Total Interest Expense | $348.00k |
| Total Noninterest Expense | $842.00k |
| Net Interest Income | $1.62M |
| Pre-tax Net Operating Income | $855.00k |
| Provision for Credit Losses | $60.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.92M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.13M |
| Total Liabilities and Capital | $138.21M |
Securities
| Securities | $39.81M |
| Available-for-sale debt securities | $39.81M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American Heritage Bank?
$138.21M as of the latest filing.
How much are American Heritage Bank's total deposits?
$122.22M in total deposits.
Where is American Heritage Bank located?
Clovis, NM.
What is the Net Interest Margin?
5.09%.
How many domestic offices does it operate?
2.
When was it established?
12/05/2000.
What is the Return on Assets (ROA)?
1.86%.
How much are total loans and leases?
$76.51M (latest filing).
What is the total interest income (latest filing)?
$1.96M.