Southwest Capital Bank
Albuquerque, NM
IDRSSD: 206156
Total Assets
$477.40M
Latest filing
Total Deposits
$428.50M
Latest filing
Net Interest Margin
4.54%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Southwest Capital Bank
1410 Central Ave Sw
Albuquerque, NM 87104
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/01/1890FDIC Certificate 7793
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Southwest Capital Bank (Main) | 1410 Central Ave Sw | Albuquerque, NM |
| HOT SPRINGS BRANCH | 1900 Hot Springs Blvd | Las Vegas, NM |
| MORA BRANCH | 367 State Highway 518 | Mora, NM |
| MOUNTAIN VIEW BRANCH | 608 Mountain View Dr | Las Vegas, NM |
| PECOS BRANCH | 4 S Main St | Pecos, NM |
| DOUGLAS AVENUE BRANCH | 622 Douglas Ave | Las Vegas, NM |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/01/1890 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 87104 |
| State and County Number | 35001 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Albuquerque, NM |
Operational Info
| Number of Employees | 80 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.southwestcapital.com |
| Data Updated | 01/30/2026 |
| CERT | 12258 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $477.40M |
| Total Deposits | $428.50M |
| Total Liabilities | $431.94M |
| Total Equity Capital | $45.46M |
| Net Income | $1.67M |
| Net Loans and Leases | $201.44M |
| Assets Per Employee ($Millions) | $5.75M |
| Bank Premises and Fixed Assets | $10.38M |
| Cash and Balances due from Depository Institutions | $20.74M |
| Deposits Held in Domestic Offices | $428.50M |
Key Performance Ratios
| Return on Assets (ROA) | 1.38% |
| Return on Equity (ROE) | 14.87% |
| Net Interest Margin | 4.54% |
| Efficiency Ratio | 67.17% |
| Tier 1 Risk-Based Capital Ratio | 16.698% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.523% |
| Earning Assets to total Assets | 95.49% |
Income and Expense
| Total Interest Income | $5.80M |
| Total Noninterest Income | $291.00k |
| Total Interest Expense | $553.00k |
| Total Noninterest Expense | $3.72M |
| Net Interest Income | $5.25M |
| Pre-tax Net Operating Income | $1.67M |
| Provision for Credit Losses | $152.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.71M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.44M |
| Total Liabilities and Capital | $477.40M |
Securities
| Securities | $232.34M |
| Available-for-sale debt securities | $124.02M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $108.33M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Southwest Capital Bank?
$477.40M as of the latest filing.
How much are Southwest Capital Bank's total deposits?
$428.50M in total deposits.
Where is Southwest Capital Bank located?
Albuquerque, NM.
What is the Net Interest Margin?
4.54%.
How many domestic offices does it operate?
6.
When was it established?
12/01/1890.
What is the Return on Assets (ROA)?
1.38%.
How much are total loans and leases?
$201.44M (latest filing).
What is the total interest income (latest filing)?
$5.80M.