Visbanking Logo

Southwest Capital Bank

Albuquerque, NM
IDRSSD: 206156
Total Assets
$489.51M
Latest filing
Total Deposits
$443.77M
Latest filing
Net Interest Margin
4.31%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Similar banks

Main Bank
Albuquerque, New Mexico
→
Assets: $246.69MΔ -51.3%
DSRM National Bank
Albuquerque, New Mexico
→
Assets: $4.20MΔ -99.2%
The Citizens Bank of Clovis
Clovis, New Mexico
→
Assets: $496.03MΔ -2.2%
First National Bank
Alamogordo, New Mexico
→
Assets: $458.03MΔ -9.6%
Four Corners Community Bank
Farmington, New Mexico
→
Assets: $571.25MΔ +12.7%
The James Polk Stone Community Bank
Portales, New Mexico
→
Assets: $436.43MΔ -13.9%

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/01/1890
Community BankYes
Ownership TypeNot Mutual
ZIP87104
State and County Number35001
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameAlbuquerque, NM

Operational Info

Number of Employees83
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.southwestcapital.com
Data Updated11/14/2025
CERT12258
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$489.51M
Total Deposits$443.77M
Total Liabilities$445.34M
Total Equity Capital$44.17M
Net Income$1.81M
Net Loans and Leases$192.51M
Assets Per Employee ($Millions)$6.12M
Bank Premises and Fixed Assets$10.26M
Cash and Balances due from Depository Institutions$42.59M
Deposits Held in Domestic Offices$443.77M

Key Performance Ratios

Return on Assets (ROA)1.45%
Return on Equity (ROE)16.48%
Net Interest Margin4.31%
Efficiency Ratio64.55%
Tier 1 Risk-Based Capital Ratio17.189%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.1%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.024%
Earning Assets to total Assets95.91%

Income and Expense

Total Interest Income$5.75M
Total Noninterest Income$325.00k
Total Interest Expense$608.00k
Total Noninterest Expense$3.53M
Net Interest Income$5.14M
Pre-tax Net Operating Income$1.81M
Provision for Credit Losses$127.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.82M
Federal Funds Purchased and Repurchased Agreement$5.00k
All Other Liabilities$1.56M
Total Liabilities and Capital$489.51M

Securities

Securities$236.40M
Available-for-sale debt securities$126.66M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$109.75M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Southwest Capital Bank?
$489.51M as of the latest filing.
How much are Southwest Capital Bank's total deposits?
$443.77M in total deposits.
Where is Southwest Capital Bank located?
Albuquerque, NM.
What is the Net Interest Margin?
4.31%.
How many domestic offices does it operate?
6.
When was it established?
12/01/1890.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$192.51M (latest filing).
What is the total interest income (latest filing)?
$5.75M.