Washita Valley Bank
Fort Cobb, OK
IDRSSD: 184759
Total Assets
$61.05M
Latest filing
Total Deposits
$52.48M
Latest filing
Net Interest Margin
4.45%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Washita Valley Bank
204 N Hazlett St
Fort Cobb, OK 73038
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/09/1902FDIC Certificate 1526
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Washita Valley Bank (Main) | 204 N Hazlett St | Fort Cobb, OK | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
BANK360
Cordell, Oklahoma
→
Assets: $63.22MΔ -0.1%
Oklahoma State Bank
Buffalo, Oklahoma
→
Assets: $63.19MΔ -0.1%
Latimer State Bank
Wilburton, Oklahoma
→
Assets: $65.70MΔ +3.9%
Walters Bank and Trust Company
Walters, Oklahoma
→
Assets: $66.04MΔ +4.4%
COMMUNITY BANK OF OKLAHOMA
Verden, Oklahoma
→
Assets: $66.41MΔ +5.0%
Fairview Savings and Loan Association
Fairview, Oklahoma
→
Assets: $58.48MΔ -7.6%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/09/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73038 |
| State and County Number | 40015 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 01/30/2026 |
| CERT | 2308 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $61.05M |
| Total Deposits | $52.48M |
| Total Liabilities | $52.87M |
| Total Equity Capital | $8.18M |
| Net Income | $99.00k |
| Net Loans and Leases | $31.13M |
| Assets Per Employee ($Millions) | $5.55M |
| Bank Premises and Fixed Assets | $116.00k |
| Cash and Balances due from Depository Institutions | $7.08M |
| Deposits Held in Domestic Offices | $52.48M |
Key Performance Ratios
| Return on Assets (ROA) | 0.64% |
| Return on Equity (ROE) | 4.83% |
| Net Interest Margin | 4.45% |
| Efficiency Ratio | 71.97% |
| Tier 1 Risk-Based Capital Ratio | 17.72% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.48% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.396% |
| Earning Assets to total Assets | 93.25% |
Income and Expense
| Total Interest Income | $878.00k |
| Total Noninterest Income | $47.00k |
| Total Interest Expense | $233.00k |
| Total Noninterest Expense | $498.00k |
| Net Interest Income | $645.00k |
| Pre-tax Net Operating Income | $119.00k |
| Provision for Credit Losses | $75.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $98.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $475.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $393.00k |
| Total Liabilities and Capital | $61.05M |
Securities
| Securities | $21.06M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $18.78M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Washita Valley Bank?
$61.05M as of the latest filing.
How much are Washita Valley Bank's total deposits?
$52.48M in total deposits.
Where is Washita Valley Bank located?
Fort Cobb, OK.
What is the Net Interest Margin?
4.45%.
How many domestic offices does it operate?
1.
When was it established?
07/09/1902.
What is the Return on Assets (ROA)?
0.64%.
How much are total loans and leases?
$31.13M (latest filing).
What is the total interest income (latest filing)?
$878.00k.