Washita Valley Bank
Fort Cobb, OK
IDRSSD: 184759
Total Assets
$63.26M
Latest filing
Total Deposits
$54.66M
Latest filing
Net Interest Margin
4.12%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Washita Valley Bank
204 N Hazlett St
Fort Cobb, OK 73038
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/09/1902FDIC Certificate 1526
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Washita Valley Bank (Main) | 204 N Hazlett St | Fort Cobb, OK | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/09/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73038 |
| State and County Number | 40015 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/14/2025 |
| CERT | 2308 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $63.26M |
| Total Deposits | $54.66M |
| Total Liabilities | $55.05M |
| Total Equity Capital | $8.22M |
| Net Income | $137.00k |
| Net Loans and Leases | $29.62M |
| Assets Per Employee ($Millions) | $5.75M |
| Bank Premises and Fixed Assets | $120.00k |
| Cash and Balances due from Depository Institutions | $7.50M |
| Deposits Held in Domestic Offices | $54.66M |
Key Performance Ratios
| Return on Assets (ROA) | 0.86% |
| Return on Equity (ROE) | 6.74% |
| Net Interest Margin | 4.12% |
| Efficiency Ratio | 64.45% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.34% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.99% |
| Earning Assets to total Assets | 93.38% |
Income and Expense
| Total Interest Income | $852.00k |
| Total Noninterest Income | $32.00k |
| Total Interest Expense | $237.00k |
| Total Noninterest Expense | $417.00k |
| Net Interest Income | $615.00k |
| Pre-tax Net Operating Income | $175.00k |
| Provision for Credit Losses | $55.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $98.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.85M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $384.00k |
| Total Liabilities and Capital | $63.26M |
Securities
| Securities | $22.11M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $19.83M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Washita Valley Bank?
$63.26M as of the latest filing.
How much are Washita Valley Bank's total deposits?
$54.66M in total deposits.
Where is Washita Valley Bank located?
Fort Cobb, OK.
What is the Net Interest Margin?
4.12%.
How many domestic offices does it operate?
1.
When was it established?
07/09/1902.
What is the Return on Assets (ROA)?
0.86%.
How much are total loans and leases?
$29.62M (latest filing).
What is the total interest income (latest filing)?
$852.00k.