First Bank and Trust Company
Clinton, OK
IDRSSD: 157856
Total Assets
$54.84M
Latest filing
Total Deposits
$43.41M
Latest filing
Net Interest Margin
4.41%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
103101822CLINTON, OK
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Bank and Trust Company
501 Frisco Ave
Clinton, OK 73601
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1903FDIC Certificate 9678
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First Bank and Trust Company (Main) | 501 Frisco Ave | Clinton, OK | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73601 |
| State and County Number | 40039 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Weatherford, OK |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/01/1936 |
| Primary Insurance Agency | DIF |
| Website | www.fbtok.com |
| Data Updated | 01/30/2026 |
| CERT | 15348 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $54.84M |
| Total Deposits | $43.41M |
| Total Liabilities | $46.80M |
| Total Equity Capital | $8.04M |
| Net Income | $279.00k |
| Net Loans and Leases | $20.69M |
| Assets Per Employee ($Millions) | $4.99M |
| Bank Premises and Fixed Assets | $453.00k |
| Cash and Balances due from Depository Institutions | $19.62M |
| Deposits Held in Domestic Offices | $43.41M |
Key Performance Ratios
| Return on Assets (ROA) | 2% |
| Return on Equity (ROE) | 13.96% |
| Net Interest Margin | 4.41% |
| Efficiency Ratio | 58.73% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.662% |
| Earning Assets to total Assets | 96.8% |
Income and Expense
| Total Interest Income | $696.00k |
| Total Noninterest Income | $79.00k |
| Total Interest Expense | $99.00k |
| Total Noninterest Expense | $397.00k |
| Net Interest Income | $597.00k |
| Pre-tax Net Operating Income | $279.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $718.00k |
| Federal Funds Purchased and Repurchased Agreement | $2.31M |
| All Other Liabilities | $80.00k |
| Total Liabilities and Capital | $54.84M |
Securities
| Securities | $12.91M |
| Available-for-sale debt securities | $12.91M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Bank and Trust Company?
$54.84M as of the latest filing.
How much are First Bank and Trust Company's total deposits?
$43.41M in total deposits.
Where is First Bank and Trust Company located?
Clinton, OK.
What is the Net Interest Margin?
4.41%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1903.
What is the Return on Assets (ROA)?
2%.
How much are total loans and leases?
$20.69M (latest filing).
What is the total interest income (latest filing)?
$696.00k.