Latimer State Bank

Wilburton, OK
IDRSSD: 51356
Total Assets
$65.70M
Latest filing
Total Deposits
$49.53M
Latest filing
Net Interest Margin
4.39%
Profitability

Locations

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Main Office
Latimer State Bank
301 W Main St
Wilburton, OK 74578
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/09/1979FDIC Certificate 15955

Branches (0)

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NameAddressCity / State
No branch data available.
Latimer State Bank (Main)301 W Main StWilburton, OK

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/09/1979
Community BankYes
Ownership TypeNot Mutual
ZIP74578
State and County Number40077
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees6
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/09/1979
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/14/2025
CERT22839
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$65.70M
Total Deposits$49.53M
Total Liabilities$49.66M
Total Equity Capital$16.04M
Net Income$489.00k
Net Loans and Leases$12.63M
Assets Per Employee ($Millions)$10.95M
Bank Premises and Fixed Assets$196.00k
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$49.53M

Key Performance Ratios

Return on Assets (ROA)2.97%
Return on Equity (ROE)12.27%
Net Interest Margin4.39%
Efficiency Ratio31.42%
Tier 1 Risk-Based Capital Ratio71.286%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets24.415%
Earning Assets to total Assets94.19%

Income and Expense

Total Interest Income$795.00k
Total Noninterest Income$29.00k
Total Interest Expense$111.00k
Total Noninterest Expense$224.00k
Net Interest Income$684.00k
Pre-tax Net Operating Income$489.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$21.72M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$128.00k
Total Liabilities and Capital$65.70M

Securities

Securities$16.02M
Available-for-sale debt securities$16.02M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Latimer State Bank?
$65.70M as of the latest filing.
How much are Latimer State Bank's total deposits?
$49.53M in total deposits.
Where is Latimer State Bank located?
Wilburton, OK.
What is the Net Interest Margin?
4.39%.
How many domestic offices does it operate?
1.
When was it established?
04/09/1979.
What is the Return on Assets (ROA)?
2.97%.
How much are total loans and leases?
$12.63M (latest filing).
What is the total interest income (latest filing)?
$795.00k.