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Oklahoma State Bank

Buffalo, OK
IDRSSD: 324256
Total Assets
$63.19M
Latest filing
Total Deposits
$55.82M
Latest filing
Net Interest Margin
6.05%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date02/10/1930
Community BankYes
Ownership TypeNot Mutual
ZIP73834
State and County Number40059
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees15
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date03/31/2006
Date of Deposit Insurance01/02/1934
Primary Insurance AgencyDIF
Websitewww.osbbuffalo.com
Data Updated11/14/2025
CERT13416
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$63.19M
Total Deposits$55.82M
Total Liabilities$55.99M
Total Equity Capital$7.19M
Net Income$485.00k
Net Loans and Leases$43.84M
Assets Per Employee ($Millions)$4.21M
Bank Premises and Fixed Assets$203.00k
Cash and Balances due from Depository Institutions$5.05M
Deposits Held in Domestic Offices$55.82M

Key Performance Ratios

Return on Assets (ROA)3.01%
Return on Equity (ROE)27.53%
Net Interest Margin6.05%
Efficiency Ratio52.96%
Tier 1 Risk-Based Capital Ratio16.035%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.379%
Earning Assets to total Assets94.69%

Income and Expense

Total Interest Income$1.17M
Total Noninterest Income$94.00k
Total Interest Expense$232.00k
Total Noninterest Expense$546.00k
Net Interest Income$937.00k
Pre-tax Net Operating Income$485.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$266.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$179.00k
Total Liabilities and Capital$63.19M

Securities

Securities$12.68M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$12.68M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Oklahoma State Bank?
$63.19M as of the latest filing.
How much are Oklahoma State Bank's total deposits?
$55.82M in total deposits.
Where is Oklahoma State Bank located?
Buffalo, OK.
What is the Net Interest Margin?
6.05%.
How many domestic offices does it operate?
2.
When was it established?
02/10/1930.
What is the Return on Assets (ROA)?
3.01%.
How much are total loans and leases?
$43.84M (latest filing).
What is the total interest income (latest filing)?
$1.17M.