Walters Bank and Trust Company
Walters, OK
IDRSSD: 536853
Total Assets
$69.60M
Latest filing
Total Deposits
$55.84M
Latest filing
Net Interest Margin
4.70%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
103103121WALTERS, OK
Key People
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Locations
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Main Office
Walters Bank and Trust Company
201 N Broadway St
Walters, OK 73572
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/14/1934FDIC Certificate 8907
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Walters Bank and Trust Company (Main) | 201 N Broadway St | Walters, OK | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/14/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 73572 |
| State and County Number | 40033 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Lawton, OK |
Operational Info
| Number of Employees | 15 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/14/1934 |
| Primary Insurance Agency | DIF |
| Website | http://waltersbt.com |
| Data Updated | 01/30/2026 |
| CERT | 14260 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $69.60M |
| Total Deposits | $55.84M |
| Total Liabilities | $55.89M |
| Total Equity Capital | $13.71M |
| Net Income | $-1,000 |
| Net Loans and Leases | $37.72M |
| Assets Per Employee ($Millions) | $4.64M |
| Bank Premises and Fixed Assets | $166.00k |
| Cash and Balances due from Depository Institutions | $8.48M |
| Deposits Held in Domestic Offices | $55.84M |
Key Performance Ratios
| Return on Assets (ROA) | -0.01% |
| Return on Equity (ROE) | -0.03% |
| Net Interest Margin | 4.7% |
| Efficiency Ratio | 88.52% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.59% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 19.697% |
| Earning Assets to total Assets | 94.52% |
Income and Expense
| Total Interest Income | $850.00k |
| Total Noninterest Income | $99.00k |
| Total Interest Expense | $87.00k |
| Total Noninterest Expense | $763.00k |
| Net Interest Income | $763.00k |
| Pre-tax Net Operating Income | $-1,000 |
| Provision for Credit Losses | $100.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $105.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.10M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $59.00k |
| Total Liabilities and Capital | $69.60M |
Securities
| Securities | $20.46M |
| Available-for-sale debt securities | $20.46M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Walters Bank and Trust Company?
$69.60M as of the latest filing.
How much are Walters Bank and Trust Company's total deposits?
$55.84M in total deposits.
Where is Walters Bank and Trust Company located?
Walters, OK.
What is the Net Interest Margin?
4.70%.
How many domestic offices does it operate?
1.
When was it established?
04/14/1934.
What is the Return on Assets (ROA)?
-0.01%.
How much are total loans and leases?
$37.72M (latest filing).
What is the total interest income (latest filing)?
$850.00k.